Kyle Clark is a financial advisor with Charles Schwab, holding a Series 66 designation and 10 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2021, with prior experience at Citizens Bank and Biondo Investment Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and comprehensive due diligence on alternative investments.

Nicholas Pocceschi is a financial advisor with Charles Schwab in Wayne, PA, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Morgan Stanley. Since 2019, he has been with Charles Schwab and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Michael Continelli is a CFP® professional with 35 years of industry experience, currently serving at Charles Schwab in Wayne, PA. He has been with Charles Schwab and its affiliated bank since 2012. Outside of his advisory role, he is a board member of Musicopia, a nonprofit supporting underfunded grade school music programs through financial and educational assistance. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by integrated custody, brokerage, and advisory services.

Ryan Stoner is a financial advisor with Charles Schwab & Co., Inc. He holds Series 63 and Series 66 licenses and has 14 years of industry experience, including prior work at The Vanguard Group. Outside of his advisory role, he has worked as a caddie at Applebrook Golf Club. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers both non-discretionary and discretionary investment management using multi-asset model portfolios and provides integrated brokerage, custody, and advisory services.

Patrick White is a financial advisor at Charles Schwab with 17 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2022, including roles at Charles Schwab Bank. Prior to that, he spent nine years at Scottrade and four years at TD Ameritrade Investment Management. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure.

Ryan Schwab is a CFP® and Series 66-licensed financial advisor with four years of industry experience. He is currently with Charles Schwab and Charles Schwab Bank, SSB, where he has worked since 2022. His prior experience includes roles at Equitable Advisors, Specialty Medical Products, Schwan's Global Supply, Ursinus College, and Pope John Paul II School. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and provides integrated brokerage, custody, and cash-sweep services.

Joseph Panaccio is a financial advisor with Charles Schwab in Wayne, PA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at The Vanguard Group and Scottrade, and he is the founder of GoSocial LLC, a computer software company. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management supported by centralized operations and comprehensive advisory services.

Pauline Yip is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. She has previously worked at The Vanguard Group and has a background that includes roles in healthcare and education sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services, multi-asset model portfolios, and access to alternative investments within an integrated operational framework.

Dana Lo Monaco is a CFP® certificant with eight years of industry experience, currently serving as a financial advisor at Charles Schwab in Wayne, PA. Her prior experience includes roles at Janney Montgomery Scott and The Vanguard Group. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment guidance approach supported by Schwab Center for Financial Research due diligence.

Kathleen Zarella is a financial advisor at Charles Schwab with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank since 2011. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and a formal alternative-investment program.

Dante Torrisi is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Fidelity Investments. His background also includes a position at DoorDash. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, combining multi-asset model portfolios with access to affiliated discretionary separately managed accounts and alternative investments.

Edward Nescio is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Charles Schwab. His prior experience includes positions at Morgan Stanley, E*TRADE, Fidelity, and BNY Mellon Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, supported by multi-asset model portfolios and a centralized operational structure.

Daniel Brooks is a financial advisor with Charles Schwab in Wayne, Pennsylvania, holding Series 63, Series 65, and Series 66 credentials and 28 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2007 and previously held roles at TD Ameritrade from 2005 to 2007. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary guidance and access to discretionary separately managed accounts, leveraging multi-asset model portfolios and a centralized operational structure.

Peter Mastromarco is a financial advisor at Charles Schwab with 23 years of industry experience. He holds the Series 66 designation and previously worked for Merrill Lynch, Pierce, Fenner & Smith Inc. for 14 years. He is currently based in Wayne, PA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with multi-asset model portfolios and alternative investment options. The firm is notable for its scale and integrated structure, combining advisory, brokerage, custody, and cash management services.

Matthew Deviney is a financial advisor at Charles Schwab with 28 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. Prior to joining Charles Schwab in 2017, he worked at E*Trade Capital Management and E*Trade Securities LLC from 2015 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Michael Maniscalco is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has 23 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by research and periodic reviews.

Kenneth Liskey Jr. is a financial advisor at Charles Schwab with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank SSB since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large-scale, integrated structure with both non-discretionary advisory relationships and access to discretionary separately managed accounts.

Colleen Lotto is a CFP® professional with 20 years of industry experience, currently advising at Charles Schwab. Her prior experience includes roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. She holds Series 63 and Series 66 registrations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment program.

Carl Marshall III is a CFP® professional associated with Charles Schwab, with 26 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2000 and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Andrew Tompkins is a financial advisor with Charles Schwab in Wayne, PA. He holds the Series 66 and Series 63 designations and has 11 years of industry experience, all with Charles Schwab Bank and Charles Schwab & Co., Inc. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Douglas Franc is a financial advisor with Charles Schwab in Wayne, PA, holding CFP®, Series 63, and Series 66 designations. He has 14 years of industry experience, including prior roles at Fidelity Investments and Fidelity Personal and Workplace Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary financial planning and access to discretionary separately managed accounts with multi-asset model portfolios and alternative investment options.

Garrett Schmidt is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has prior experience at Equitable Advisors and Charles Schwab Bank. His background also includes roles outside finance in education and recreation, such as work with the University of Delaware Recreation and Lifeseeds Summer Camp. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized custody and operational infrastructure.

Chauncey Carter is a financial advisor at Charles Schwab with 11 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Fidelity Investments, Hartford Funds, Merrill Lynch, TIAA, SunTrust, and PNC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.