John Carlson is a financial advisor with Charles Schwab in Westlake, TX, holding CFP® and Series 66 designations and 17 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2011 and Charles Schwab Bank since 2013. Carlson is also an owner of a residential rental property. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios, centralized custody, and a formal process for alternative investments.

Joshua Klingen is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and five years of industry experience. He has worked with Charles Schwab and Co., Inc. since 2022 and previously held roles at TD Ameritrade and MassMutual Dallas-Fort Worth. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services. The firm provides both non-discretionary and discretionary investment options, with a multi-asset model portfolio approach and centralized operational support.

Nathan Andersen is a financial advisor with Charles Schwab, holding the Series 63 and Series 66 designations and seven years of industry experience. His career includes roles at Charles Schwab & Co., Inc. since 2018, as well as previous positions at Cottonwood Residential and Quiktrip. Outside of his advisory work, he owns a music production and entertainment services business, Ruminari Sounds LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management, financial planning, and custody services within a large, integrated broker-dealer and investment adviser platform.

Michael Consolo is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at TD Ameritrade and Charles Schwab Bank. Outside of his advisory role, he contributes articles weekly to CubbiesCrib.com. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and has a centralized operational structure supporting its wealth management programs.

Catherine Curtin is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2013. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and provides integrated advisory, brokerage, custody, and cash-sweep services.

Chaz Huntzinger is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 66 licenses and has prior work experience at Lazy Dog and Cheddar's Scratch Kitchen. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a range of integrated custody and brokerage services.

Jamie Bloom is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2010. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by extensive research and a centralized operational structure.

Ryan Pierce is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and three years of industry experience. His work history includes roles at Vanguard Homes, Swede Liquor, Peak View Roofing, and a background in education and construction. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, supported by a multi-asset model portfolio approach and a centralized operational structure.

Eduardo Rosas is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at TD Ameritrade, Fastenal, and Domino's Pizza. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and due diligence on alternative investments.

Nikita Tembo is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade for seven years. Outside of finance, he has been involved with Lone Star Valet for over a decade. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment services alongside integrated brokerage, custody, and financial planning solutions.

Jason Lytle is a financial advisor with Charles Schwab in Westlake, Texas, holding Series 63 and Series 65 licenses. He has 27 years of industry experience, including thirteen years at New York Life and its affiliated firms and brief tenures at Ameriprise and Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides multi-asset model portfolios alongside a formal alternative-investment platform.

Tyler Atchison is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and five years of industry experience. His prior work includes roles at TD Ameritrade and Charles Schwab Bank. Outside of his advisory work, he is an owner of Hamm Global LLC, a business unrelated to investment management. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios and alternative investment due diligence.

Ian Mac Donald is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has previously worked at MezzCap Partners, LLC and DoorDash. Outside of his advisory work, he engages in purchasing and reselling collectible trading cards as a hobby. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts. The firm provides integrated investment, brokerage, and custody services with centralized operational support.

Ryan Garcia is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His prior roles include positions at TD Ameritrade, Inc. and Re/Max Top Realty. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its wealth advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by a centralized operational structure.

Victor Aguirre is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has 12 years of industry experience. His prior roles include positions at USAA Financial Planning Services and Usaa Investment Management Company. Aguirre is based in Westlake, TX. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a distinctive integrated operational structure.

Alan Veloz is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at TD Ameritrade and service in the United States Marine Corps. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Stephanie Rios is a financial advisor at Charles Schwab with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Co., Inc. since 2023, with prior experience at TD Ameritrade and Equitable Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment solutions supported by strategic asset allocation, alternative investment due diligence, and centralized operational capabilities.

Joalma Holland is a financial advisor at Charles Schwab with six years of industry experience. Holland holds the Series 63 and Series 66 licenses and has worked at Charles Schwab since 2019, with prior experience at Robinhood Financial, S3 Shared Services Solutions, and AMOCO Federal Credit Union. In addition to financial advising, Holland serves in the Air Force. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and comprehensive due diligence on alternative investments.

Travis Sullivan is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation. Prior to joining Schwab, he worked at Southern Glazer's Wine and Spirits and RBC Capital Markets. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary investment guidance with access to affiliated discretionary separate managed accounts.

Ryan Mackie is a financial advisor at Charles Schwab with one year of industry experience. He holds the Series 63 and Series 66 licenses. Prior to joining Schwab, he worked at Gartner and Mr. Cooper, among other roles in various industries. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios, alternative investment options, and centralized custody and order-routing services.