Thomas Morgan is a CFP®-designated financial advisor with 18 years of industry experience, currently with Charles Schwab in Westlake, TX. His career includes positions at Fidelity Personal and Workplace Advisors and Fidelity Investments. Outside of his advisory work, he co-owns a residential rental property with his wife, which they rent at cost to friends. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Scott Mcadams is a financial advisor at Charles Schwab with 9 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade and Aaron's Sales and Lease. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and operational resources.

Quentin Mc Cart is a CFP® professional with four years of industry experience, currently advising at Charles Schwab in Westlake, TX. Prior to joining Schwab, he worked at TD Ameritrade and Charles Schwab Bank, SSB. Outside of finance, he has published two books through Amazon Direct Publishing and is involved in residential and commercial pest control through Kolibri Pest Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management along with brokerage, custody, and financial planning services.

Noah Woods is a financial advisor at Charles Schwab with a Series 66 designation. He has less than one year of experience in the industry. His background includes roles outside the financial sector and various positions in education and hospitality prior to joining Schwab. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary guidance and access to discretionary separately managed accounts, delivering investment advice through multi-asset model portfolios and a centralized operational structure.

James Reilly is a financial advisor at Charles Schwab with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Charles Schwab Bank, SSB since 2023 and Charles Schwab and Co., Inc. since 2022. Prior to joining Schwab, he spent 11 years at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and provides custody, brokerage, and cash-sweep services within a large integrated structure.

Rachel Stout is a financial advisor at Charles Schwab with three years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab since 2020. Prior to her current role, she was employed at Ruffalo Noel Levitz and had involvement with Church In Austin. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a formal alternative-investment onboarding process.

Thien Vo is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab since 2022, following prior roles at TD Ameritrade, AeroTek, and Tax Season Brokers. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides centralized custody, order-routing, and alternative investment due diligence.

Francisco Santana Ruiz is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His prior work includes roles at TD Ameritrade and TD Ameritrade Clearing Inc. Outside of finance, he manages Rico Breeze LLC, a company that performs maintenance and emergency repairs on air quality systems. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, supported by Schwab’s centralized operations and extensive client base.

Conor Lindblom is a financial advisor at Charles Schwab with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts delivered via multi-asset model portfolios and comprehensive financial planning.

Adam Moron is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and eight years of industry experience. His work history includes roles at Goldman Sachs, TD Ameritrade, and Schwab Wealth Advisory. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by Schwab Center for Financial Research.

James Garner is a financial advisor at Charles Schwab with 20 years of industry experience. He holds a Series 66 designation and previously worked at TD Ameritrade Inc. from 2008 to 2022 and operated Garner's Bodacious Broderick from 2009 to 2018. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its integrated Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides multi-asset model portfolios supported by in-house research and alternative investment options.

Yingru Wang is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 65 credentials and four years of industry experience. Prior to Schwab, Yingru worked at TD Ameritrade and has experience in the air cargo and education sectors. Outside of finance, Yingru owns an online retail business selling security camera systems through Amazon and eBay. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, and custody services through its integrated Schwab Wealth Advisory program and affiliated managed accounts.

Joseph Prikryl is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Equitable Advisors and Discovery Land Company, alongside periods focused on education and various other positions. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines a non-discretionary advisory model with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios backed by research and due diligence.

Samantha Rojas is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and four years of industry experience. She previously worked at TD Ameritrade and has a background that includes roles outside financial services, such as positions at Best Buy and various retail companies. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment offering.

Ryan Hartman is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at USAA Investment Management Company and USAA Financial Advisors, where he worked for over a decade. Hartman is based in Westlake, Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios along with a formal alternative-investment onboarding process.

Goh Iwata is a CFP®-credentialed financial advisor with seven years of industry experience, currently associated with Charles Schwab in Westlake, TX. His work history includes positions at Charles Schwab Bank SSB, Charles Schwab, Club Corp, and the University of Texas at Dallas. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research and alternative investment options.

James Adair is a financial advisor with Charles Schwab & Co., Inc., holding Series 63 and Series 66 credentials and having seven years of industry experience. His prior work includes roles at TD Ameritrade, Mass Mutual Investors Services, Morgan Stanley, and New York Life Insurance. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and provides integrated brokerage, custody, and cash-sweep services.

Jeovanni Bautista is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios, offering multi-asset model portfolios and a formal alternative-investment onboarding process.

Michael Isabelle is a financial advisor at Charles Schwab with seven years of industry experience. He has held roles at Charles Schwab since 2018 and previously worked at Ben Franklin Tax Services and the University of Texas at Dallas. He holds Series 63 and Series 66 designations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by research from its Schwab Center for Financial Research.

Shu Ping Lin is a CFP®-certified financial advisor with five years of industry experience, currently affiliated with Charles Schwab in Westlake, TX. Prior to joining Charles Schwab in 2024, Lin worked at TD Ameritrade, Inc. from 2020 to 2024. Outside of financial services, Lin has experience with entrepreneurial ventures including work at WHW Transport, Inc. and Parking Monitor, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services supported by centralized custody and extensive operational infrastructure.