Isaiah Pelayo is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2023, previously working at TD Ameritrade from 2021 to 2023. Outside of finance, he has been involved with Lucky Lou's since 2019. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and associated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing multi-asset model portfolios and due diligence on alternative investments.

Jarrod Lee is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having 12 years of industry experience. He previously worked at TD Ameritrade, Inc. for seven years before joining Charles Schwab in 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from its Center for Financial Research.

Cara Caillouet is a financial advisor at Charles Schwab with 10 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services and UBS Bank USA for eight years. She is currently based in Westlake, TX. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and access to alternative investments, supported by a large, integrated operational structure.

Brandon Rodriquez is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and 12 years of industry experience. He has worked at Charles Schwab since 2014 and Charles Schwab Bank since 2016, both based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary advisory recommendations and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Victoria Rosas is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has two years of industry experience. Her prior work includes roles at Bank of America and Farmers Insurance, as well as earlier experience outside finance. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of multi-asset investment strategies supported by centralized operations.

Nicholas Gaugler is a financial advisor at Charles Schwab with 18 years of industry experience. He previously worked at TD Ameritrade for 17 years before joining Charles Schwab in 2024. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he serves as a consultant for the University of North Texas, providing input on the development of a new Analytics Project Management certificate. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment advice and access to discretionary separately managed accounts managed by Charles Schwab Investment Management.

Eulalie Stokes is a financial advisor at Charles Schwab with 21 years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at TD Ameritrade Investment Management, LLC, Td Ameritrade, Inc., and Scottrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside access to affiliated discretionary separately managed accounts, using multi-asset portfolios and a centralized operational platform.

Amelia Winters is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. She has been employed at Charles Schwab in various capacities since 2022. Prior to her career in financial services, she spent several years in full-time education and held positions at American Threads and E. Leigh's. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment resources.

Joseph Gallert is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and having 14 years of industry experience. He has been with Charles Schwab and its affiliates since 2011, including a decade at Schwab Wealth Advisory Inc. and currently at Charles Schwab Bank SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Jesus Graciano Rivera is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Charles Schwab, he worked at TD Ameritrade Inc., MedData Inc., the University of Texas at Austin, and Brookdale Senior Living. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated custody, brokerage, and cash-sweep services.

Matthew Cecil is a financial advisor at Charles Schwab with Series 66 registration and two years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2019, with prior roles at Keener Financial Planning, Westwood Wealth Management, and LPL Financial. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options.

Samrah Akhter is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Schwab, Akhter worked at Macy's Corp and Braindocs PLLC, and has a background in full-time education spanning 14 years. She is based in Westlake, TX. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Michael Sorola is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes over a decade at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts and financial planning services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized operational and custody services.

Daryl Rush is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior work includes eight years at TD Ameritrade before joining Charles Schwab and Charles Schwab Bank in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and operational infrastructure.

Christopher Koza is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2018, including a role at Charles Schwab Bank, SSB. Prior to Schwab, he had brief tenures at The Huntington National Bank and other firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts. The firm is notable for its scale, integrated structure, and a multi-asset investment approach supported by a centralized operational platform.

Rogelio Garduno is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at The Vanguard Group and AIG Retirement Services. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Kurt Townsley is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab Bank and Charles Schwab and Co., Inc. since 2022. Prior to his financial services career, he held positions in various industries including retail and food service. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and due diligence on alternative investments.

Edwin Herrera is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Schwab, he worked at Nationstar Mortgage LLC and has held various roles in other industries including transportation and golf. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational services.

Jordan Halvorson is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has four years of industry experience. Prior to joining Charles Schwab, he was with TD Ameritrade and has a background in healthcare-related roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separate managed accounts, supported by a large, integrated operational structure.

Luis Cardozo is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2018, with prior roles at TD Ameritrade and Wells Fargo Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering integrated wealth advisory services through its Schwab Wealth Advisory wrap fee program. The firm provides both non-discretionary advice and access to discretionary separately managed accounts, combining centralized custody with multi-asset investment strategies and alternative investment options.