Ivan Guillen is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, Charles Schwab & Co., Fidelity Investments, TD Ameritrade Services, the University of North Texas, and Baylor Regional Medical Center. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Rafael Otoya is a financial advisor with Charles Schwab & Co., Inc. who holds Series 63 and Series 66 licenses and has 11 years of industry experience. His prior roles include positions at TD Ameritrade and Fisher Investments. Outside of his advisory work, he is also engaged in photography through his business, Visual Vibes. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and managed-account services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios alongside alternative investment options.

Wyatt Beard is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TD Ameritrade. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative investment process.

Alexandra Sexton is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and five years of industry experience. She has worked at Charles Schwab and Charles Schwab Bank since 2021 and was previously at TD Ameritrade from 2020 to 2022. Outside of advising, she serves as secretary on the board of Baxter Restaurants of Lee County, a role involving administrative support and staff scheduling. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios with strategic and tactical asset allocation.

Dustin Cakalic is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Charles Schwab in 2024, he worked at TD Ameritrade for six years and had roles at ScotTrade and the Pasta House Company. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by a large integrated platform with centralized custody and a formal alternative investment program.

Shane Ammon is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His prior work includes roles at TD Ameritrade and The Gatehouse Fine Jewelers. Outside of his advisory career, he has worked as a sales associate for a jewelry retailer and as a stretching and flexibility coach in healthcare services. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of multi-asset model portfolios supported by centralized operational and custody infrastructure.

Imran Uddin is a CFP® professional with 10 years of industry experience, currently serving at Charles Schwab. His work history includes multiple roles at Charles Schwab and a brief tenure at Fisher Investments. Outside of his advisory role, he owns Uddin Capital LLC, an entity involved in holding real estate properties. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, supported by centralized custody and operational resources.

James Vermillion II is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2018, following a one-year tenure at TD Ameritrade. Prior to his financial services career, he held positions at The Home Depot and Western Governors University. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and offers a broad range of investment guidance supported by centralized custody and operational infrastructure.

Adrian Doss is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at TD Ameritrade from 2010 to 2022 before joining Charles Schwab in 2022. Outside of advisory work, he is a 50% partner in Copper Kettle Group LLC, a restaurant business where he oversees operations and strategic planning. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to affiliated discretionary managed accounts, supported by a centralized operational and supervisory structure.

Trevor Svehlak is a financial advisor at Charles Schwab & Co., Inc. with Series 63 and Series 66 licenses and one year of industry experience. His prior work experience includes roles in education, hospitality, and retail. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and discretionary separately managed accounts, using multi-asset model portfolios and centralized operational support.

Yongxing Sun is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Schwab in 2026, he worked at Wells Fargo Bank and Wells Fargo Clearing Services. Outside of finance, he works as a part-time ride-share driver. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed accounts. The firm offers both non-discretionary and discretionary investment management with integrated brokerage, custody, and advisory services.

Garrett Garza is a financial advisor at Charles Schwab with 11 years of industry experience. He has held his current position at Charles Schwab since 2014 and holds Series 63 and Series 66 credentials. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a centralized operational structure supporting its large client base.

Melodie Smith is a CFP® professional with eight years of experience in financial advising. She currently works at Charles Schwab in Westlake, TX, where she has been since 2020. Prior to Schwab, she held roles at Securities America Advisors Inc., LPL Financial, Jal Dennis Group, and Consilium Wealth Advisory. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary advisory and discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Sean Valadez is a CFP®, CFA®, and Series 66-licensed financial advisor with 18 years of industry experience. He is currently with Charles Schwab in Westlake, TX, where he has worked since 2021. Prior to Schwab, he held positions at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Christopher Seil is a financial advisor with Charles Schwab and Co., Inc., holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He previously worked at TD Ameritrade Institutional for 11 years. Outside of his advisory role, he serves as an adjunct professor of advanced data analytics at the University of North Texas and is a board member of Hope Cottage Pregnancy & Adoption Center. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized operational infrastructure.

Kenneth Thorndyke is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and six years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab since 2020 and was previously with Fidelity Brokerage Services, LLC from 2019 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios with strategic asset allocations and periodic reviews.

Dianne Borgeson is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and six years of industry experience. Her prior work includes positions at Coffey & Singletary LLC, Positive Proof Inc, eTekhnos, SSR Lettermans, and Young Living. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary advisory services alongside access to affiliated discretionary separately managed accounts and alternative investment options. The firm combines a large-scale, integrated operational structure with centralized custody and order-routing services.

Laura Valliani is a financial advisor at Charles Schwab with 17 years of industry experience. She holds Series 63 and Series 66 registrations and has worked at Charles Schwab since 2017, following nine years at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Nicholas Bertram is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 13 years of industry experience. He worked at TDAmeritrade from 2012 to 2023 before joining Charles Schwab. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Nicholas Rainone is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2018. Prior to his financial services career, he worked at Barnes and Noble Booksellers from 2014 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and operational infrastructure.