Caleb Fenner is a CFP® with six years of industry experience, currently serving as a financial advisor at Charles Schwab in Winter Park, FL. His prior experience includes roles at TD Ameritrade Investment Management, TD Ameritrade, Countybank, and multiple positions within Charles Schwab affiliates. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through a variety of advisory and brokerage services, including the Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Danielle Starling is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has 16 years of industry experience. Her prior firms include TD Ameritrade, Merrill, and Bank of America. Outside of her advisory work, she is the sole member of DGA Property Solutions LLC, which focuses on locating properties for renovation and resale or rental. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary advice and access to discretionary separately managed accounts. The firm combines a large client base with integrated brokerage, custody, and advisory services.

Jeffrey Linares is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. His prior work includes a mix of roles outside finance, notably at Buffalo Wild Wings and the University of Central Florida College of Business. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and provides a range of integrated brokerage, custody, and cash-sweep services.

Pierce Mohelnitzky is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. He has worked at Charles Schwab since 2021, including time at Charles Schwab Bank, SSB. Prior to his financial advisory career, he held positions at Century 21 and Publix. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and maintains a large, integrated structure that supports centralized supervisory, custody, and order-routing functions.

Cameron Mauchin is a CFP® and Series 66 licensed advisor with Charles Schwab, bringing five years of industry experience. His career includes roles at Charles Schwab Bank, Charles Schwab, and BNY Mellon, as well as prior work at Publix Supermarkets. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, combining multi-asset model portfolios with access to alternative investments and centralized custodial and order-routing services.

Joseph Russell is a Certified Financial Planner (CFP®) with 24 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2010. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Michael Giallanza is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. Prior to joining Schwab, he worked at Home Realty & Management and Stars & Stripes Homes DTC, Inc. from 2012 to 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary investment recommendations and access to discretionary separately managed accounts. The firm is notable for its large scale, integrated service model, and its combination of advisory, brokerage, custody, and cash-sweep services.

David Peters is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His prior roles include positions at TD Ameritrade, 4 Rivers, and Charles Schwab Bank SSB. He also co-owned a carpet cleaning business for two years. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and due diligence.

Erncy Dumornay is a financial advisor with Charles Schwab in Winter Park, FL, holding Series 63 and Series 66 licenses and has 17 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by a centralized operational structure.

Kyle Christian is a CFP® and CFA® with 12 years of industry experience. He has been with Charles Schwab since 2015 and previously worked at Formula Guides, LLC. Outside of his advisory role, he owns a seasonal rental property in New Smyrna Beach, FL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by centralized custody and operational infrastructure.

Frank Liccardo is a CFP®-credentialed financial advisor with 12 years of industry experience, currently with Charles Schwab. His prior experience includes roles at TD Ameritrade and Charles Schwab Bank SSB. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.