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William H

Series 65, Series 66

Bloomfield Hills, MI

Cirrus Capital LLC

William Hubbard is a financial advisor at Cirrus Capital LLC with 10 years of industry experience. He holds Series 65 and Series 66 designations and has worked at firms including Merrill, Flexible Plan Investments, and Fundbase before joining Cirrus Capital in 2017. Cirrus Capital LLC serves individual and high-net-worth clients, corporations, and retirement plans, offering discretionary portfolio management, sub-advisory services, retirement plan consulting, and access to estate-planning tools through a third-party platform. The firm uses a hybrid investment approach combining quantitative and fundamental analysis, regularly monitoring and rebalancing portfolios and occasionally employing short selling and alternative investments.

Passive / index investing Active portfolio management
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Paul D

Series 66

Bloomfield Hills, MI

Cirrus Capital LLC

Paul Dziepak is a financial advisor with Cirrus Capital LLC in Bloomfield Hills, MI, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Black Oak Capital, LLC and Hudson Insurance Group, where he also serves as an insurance agent and producer. Outside of his advisory work, he is involved as a marketing and event coordinator for Key of Hope, an organization based in Durban, South Africa, and is the owner of Kingdom Building Ventures, LLC. Cirrus Capital LLC serves individual and high-net-worth clients, corporations, and retirement plans by providing discretionary portfolio management, sub-advisory services, and retirement plan consulting. The firm employs a hybrid investment approach combining quantitative and fundamental analysis, regularly monitors and rebalances portfolios, and offers model portfolios with performance results available to clients.

Passive / index investing Active portfolio management
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Gregory O

Series 65

Bloomfield Hills, MI

Cirrus Capital LLC

Gregory Oray is a financial advisor at Cirrus Capital LLC with nine years of industry experience. He holds a Series 65 designation and has worked at several firms, including Regal Investment Advisors, Retirewise Wealth Management, and his own firms, Oray King Wealth Advisors and Oray Financial. Outside of his advisory role, he is an independent licensed insurance agent specializing in life insurance, fixed annuities, and health insurance. Cirrus Capital LLC serves individual and high-net-worth clients, corporations, and retirement plans by providing discretionary portfolio management, sub-advisory services, retirement plan consulting, and access to estate-planning tools. The firm employs a hybrid investment approach combining quantitative and fundamental analysis, regularly monitoring and rebalancing portfolios while offering fee-based research and model portfolio construction.

Passive / index investing Active portfolio management
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