Minh Leung is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Minh works closely with clients to understand their financial goals and develop strategies to pursue these objectives, covering areas such as investing, retirement planning, and unexpected savings. Minh also coordinates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Minh holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Minh earned a Bachelor's Degree from National Economics University and a Master of Business Administration (MBA) from the California State University System.

Ying Sun is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds the Series 66 designation and has worked at firms including Wells Fargo and Decentralized Finance Labs. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with internal oversight and a platform that combines large institutional scale with specialized market roles.

Robert Mourad is a CFP® with 31 years of industry experience, currently serving at Citigroup Global Markets. He previously worked at UBS Financial Services for 27 years, followed by roles at Insigneo Securities and Galliott. Outside of his advisory work, he is a passive investor in a restaurant business. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal oversight and a combination of large institutional scale and specialized market roles.

Jingyi Ke is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 credentials and two years of industry experience. She has been with Citigroup since 2019 and previously worked at California Pizza Kitchen. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies with internal oversight and provides both discretionary and non-discretionary solutions.

Huong Christy Nguyen is a financial advisor at Citigroup Global Markets with 14 years of industry experience. She holds Series 63 and Series 66 designations and has been with Citigroup since 2015. Outside of her advisory role, she assists with social media for a family-owned succulent business in San Jose. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, with capabilities including exposure to alternative and digital-asset products.

Wang Kei Kwan is a financial advisor at Citigroup Global Markets with Series 65 and Series 66 credentials and four years of industry experience. His prior roles include positions at LPL Financial LLC, Sterling Bank & Trust, and Crystal Jade Jiangnan. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles such as acting as a swap dealer and futures commission merchant, providing a broad range of advisory and execution services.

Deborah Drummond is a financial advisor at Citigroup Global Markets with 12 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at HSBC Bank and Unified Pet Products, as well as a previous tenure at Citigroup Global Markets from 2005 to 2017. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Gabriela Diaz is a financial advisor with Citigroup Global Markets in San Francisco, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has been with Citigroup Global Markets since 2003, totaling 23 years with the firm. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, supported by in-house research and unique market roles.

Timmy Pham is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and provides bespoke discretionary solutions, leveraging its large institutional scale and specialized market roles.

Li Jiang is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Citigroup in 2026, Li worked at Comerica Bank and JPMorgan Securities LLC, among other roles. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including operating as a swap dealer and futures commission merchant.

Cindy Li is a financial advisor with Citigroup Global Markets and holds a Series 66 designation. She has four years of industry experience and has worked at Citibank N.A. since 2013. Outside of her advisory role, she provides in-home care services for a family member through the In Home Supportive Services Program. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs with extensive internal oversight and maintains unique market roles such as operating as a swap dealer and futures commission merchant.

Hak Jun Kim is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., Bank of America, and The Crew. He is based in San Francisco, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and specialized market roles.

Mercedes Herrera is a financial advisor at Citigroup Global Markets with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2007. Based in San Francisco, CA, her career has been focused within this firm. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with comprehensive internal oversight and maintains distinctive roles such as operating as a swap dealer and futures commission merchant.

Kevin Liu is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, Icon Burger Acquisition LLC, and Starbucks. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles such as swap dealer and futures commission merchant that distinguish it from peers.

Jose Bejines is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds the Series 63 and Series 66 designations and has been with Citigroup since 2010. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Rosalba Salinas is a financial advisor at Citigroup Global Markets with 16 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at J.P. Morgan Securities for six years before joining her current firm in 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including derivatives and futures services.

Yitong Liu is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 registrations and three years of industry experience. Prior to joining Citigroup, Yitong worked at Shandong Haiwangda Modern Logistic Co Ltd. The advisor is based in San Francisco, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Yang Cao is a financial advisor with Citigroup Global Markets in San Francisco, CA, holding a Series 66 license and eight years of industry experience. Before joining Citi Group in 2025, Yang worked at Transglobal, Bank of America, Merrill, and Keller Williams Silicon City. Outside of his advisory role, he is a co-owner of several rental properties with family members. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs through discretionary and non-discretionary strategies. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services, and provides customized solutions for high-net-worth relationships.

Stanley Fu is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Citigroup and Wells Fargo in various capacities throughout his career. Citigroup Global Markets serves individual and institutional clients across private banking and wealth management segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles and offers customized discretionary solutions for high-net-worth clients.

Israel Thomas Rios is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients through Citi Private Bank, Citi Global Wealth at Work, and Citi Personal Wealth Management, offering a range of investment advisory programs and execution services. Citigroup Global Markets is notable for its multi-asset, multi-manager strategies and its combination of large institutional scale and unique market roles.

Ricky Huang is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. Based in San Francisco, he has a background that also includes positions outside the financial industry, including at Walgreens and Chipotle. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles such as operating as a swap dealer and futures commission merchant.

Yingyi Situ is a financial advisor at Citigroup Global Markets with nine years of industry experience. Yingyi holds Series 63 and Series 66 licenses and has worked at Citigroup and JP Morgan in various roles since 2016. Prior to that, Yingyi worked at Chinese Hospital in 2018. Citigroup Global Markets Inc. serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Jeffrey Schwedhelm is a Series 66 licensed financial advisor with four years of industry experience. He is currently with Citigroup Global Markets, having previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. His background also includes a brief period in the wine and liquor industry. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and market roles that distinguish it from peers.

Kyuwon Kyung is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds a Series 66 designation and has worked at firms including Bank of America and Merrill. Kyung is based in San Francisco, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs, supported by in-house research and unique market roles.

Nicola Tang is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Citigroup in 2025, Nicola worked at J.P. Morgan Securities LLC and JP Morgan Chase Bank, N.A. from 2023 to 2025, and has experience at Citibank and other firms dating back to 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments with a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles such as operating as a swap dealer and futures commission merchant.

Robert Matawaran is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains large-scale institutional capabilities alongside specialized market roles.

Mark Lawrence Cortez is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 65 designations and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains substantial institutional scale with specialized market roles and arrangements.

Zaira Quach is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 designations and possessing 11 years of industry experience. Her prior roles include positions at Wells Fargo Bank, Wells Fargo Clearing, JP Morgan Securities, JPMorgan Chase Bank, and LVL Products, LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Jia Xing Wei is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Cetera Investment Services LLC, CTBC Bank, and East West Bank. Outside of finance, he teaches piano and works as a restaurant waiter in the San Francisco Bay Area. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including swap dealer and futures commission merchant activities.

Jonathan Lee is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds a Series 66 credential and has worked at Citigroup/Citibank for ten years before joining JPMorgan Chase Bank, N.A. and J.P. Morgan Securities in 2026. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs along with execution and custody services. The firm combines large institutional scale with unique market roles, including derivatives and futures services, supporting a broad range of investment solutions.

Yu Qiao is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2019. Prior to joining Citigroup, he worked at Lulutrip from 2017 to 2019. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with in-house research and security-pricing capabilities.

Kathy Lam is a financial advisor at Citigroup Global Markets with 18 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies and operates with considerable institutional scale, including unique market roles such as swap dealer and futures commission merchant.

Xuewen Hu is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 credentials and four years of industry experience. Prior to joining Citigroup, Hu held roles at J.P. Morgan Chase Bank and Martian Mobile LLC. Citigroup Global Markets serves individual and institutional clients across wealth management segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles including in-house research and futures commission merchant services.

Mario Toledo Martinez is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Bank NA. He is based in San Francisco, CA. Citigroup Global Markets serves individual and institutional clients across several wealth management segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, and maintains a combination of large institutional scale with specialized market roles including swap dealer and futures commission merchant activities.

Grace Wit is a financial advisor at Citigroup Global Markets with 18 years of industry experience. She holds a Series 66 designation and has previously worked at HSBC Securities, Wells Fargo Clearing, Fidelity, and Morgan Stanley Dw Inc. Outside of her advisory role, she serves as an elected board member of the South Van Ness Home Owner's Association in San Francisco. Citigroup Global Markets serves individual and institutional clients with a range of investment advisory programs and broker-dealer services, implementing multi-asset, multi-manager strategies across discretionary and non-discretionary platforms. The firm combines large institutional scale with unique market roles, including operating as a swap dealer and futures commission merchant.