James Marks Jr. is a CFP® professional with 20 years of industry experience, currently serving at Citizens Private Wealth in Pittsburgh, PA. His career includes roles at Citizens Securities, Citizens Bank, BNY Mellon Securities Corporation, and MBSC, LLC. Marks is a member of the Finance & Investment Committee for the Women's Center & Shelter of Greater Pittsburgh. Citizens Private Wealth, LLC is a multi-team registered investment adviser serving high-net-worth individuals, families, and various institutions. The firm focuses on long-term, tailored asset allocation within an open-architecture framework and offers discretionary portfolio management supported by both quantitative and qualitative research. Its affiliation with Citizens Bank, N.A., provides clients access to bank deposit sweep programs, securities-based lending, and other banking-related services.

Steven Bertolo is a CFP® professional with 25 years of experience in the financial services industry. He is currently with Citizens Private Wealth and Citizens Securities, Inc., having held previous positions at firms including BPU Investment Management, Questar Asset Management, and Kovack Advisors. Citizens Private Wealth is a multi-team registered investment adviser serving high-net-worth individuals, families, pension and profit-sharing plans, business entities, trusts, estates, charitable organizations, and endowments. The firm focuses on long-term, tailored asset allocation within an open-architecture framework and offers discretionary and non-discretionary portfolio management along with tax, estate, and business consulting services.