Beverly Roun is a financial advisor at Citizens Securities, Inc. with nine years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Charles Schwab, TD Ameritrade, Merrill, Bank of America, and New York Life Insurance. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program utilizing proprietary algorithms as well as managed accounts, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Wen Min Seow is a financial advisor at Citizens Securities, Inc. with three years of industry experience. Prior to joining Citizens Securities, Seow worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. from 2022 to 2025. Seow holds Series 63 and Series 66 licenses. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both advisory programs and brokerage and insurance services. Its advisory offerings include a digital advisory program focused on ETF-based portfolios using proprietary algorithms, alongside commission-based brokerage and non-discretionary services.

Dennis Rosadio II is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 65 licenses and having 23 years of industry experience. His prior roles include positions at Commonwealth Financial Network, Seurian Financial Services, Minnesota Life Insurance Company, Legacy Planning Partners, Pruco Securities, The Prudential Insurance Company of America, Citigroup Global Markets, and Chase Investment Services. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, and operates a digital advisory platform alongside other managed account options.

Rebecca Bear is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 66 licenses and over 22 years of industry experience. Her career includes roles at TD Private Client Wealth LLC, Bank of America, Merrill, and PNC Investments. She serves as secretary on the board of the Institute for Human Resources and is a director on the East Stroudsburg School Board. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program using proprietary algorithms and a Managed Account program, operating as both a broker-dealer and insurance agency.

Kunal Sharma is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 66 licenses and bringing six years of industry experience. His prior roles include positions at Merrill, Bank of America, JP Morgan Securities, and Wells Fargo Clearing. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program based on ETF portfolios managed with proprietary algorithms, as well as commission-based brokerage and non-discretionary advisory business.

Anthony Schifano is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Cetera, Mcs Bank, Intuit, Equitable Advisors, and Axa Advisors. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering a range of advisory, brokerage, and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, and it is wholly owned by Citizens Bank, N.A.

Kyle Vander Schauw is a financial advisor at Citizens Securities, Inc. with two years of industry experience. He holds a Series 66 designation and has prior experience at Bank of America, Merrill, Raymond James & Associates, and TD Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program that uses proprietary algorithms to recommend ETF-based portfolios.

Michael Sandy is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA. He holds Series 63 and Series 65 licenses and has eight years of industry experience. His career includes multiple roles at Citizens Securities, Inc. and Citizens Bank from 2014 to the present. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Victor Salanovsky is a financial advisor at Citizens Securities, Inc. He holds a Series 66 designation and has 20 years of industry experience. His prior roles include positions at Morgan Stanley, E*TRADE Capital Management, J.P. Morgan Securities, and PNC Wealth Management. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers both investment advisory programs—such as a digital advisory program using algorithm-driven, ETF-based portfolios—and commission-based brokerage and insurance services.

Nicholas Katherina is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds a Series 66 designation and has previously worked at firms including Charles Schwab and Morgan Stanley Smith Barney. Outside of his advisory role, he serves as Vice President of the Hempfield Area School District PTO, where he participates in event planning and fundraising activities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, and it is wholly owned by Citizens Bank, N.A.

David Dougherty is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA. He holds Series 65 and Series 66 licenses and has 26 years of industry experience. His prior roles include positions at Santander Securities, Santander Bank, PNC Investments, PNC Wealth Management, and Wells Fargo Clearing. Outside of advising, he works as an Uber livery driver. Citizens Securities serves a diverse retail client base including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides both a digital advisory platform using ETF-based portfolios and commission-based brokerage services, operating as a wholly owned subsidiary of Citizens Bank, N.A.

Scott Pollack is a financial advisor at Citizens Securities, Inc. with 12 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, Merrill, and AXA Advisors prior to joining Citizens Securities. Outside of finance, he is the office manager for Glass Psychotherapy on weekends. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory platform with ETF-based portfolios and a separate Managed Account program, operating as both a broker-dealer and insurance agency.

Timothy Ohara is a financial advisor at Citizens Securities, Inc. with 17 years of industry experience. He holds Series 63 and Series 66 designations and previously worked for HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. for ten years. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program that utilizes proprietary algorithms and a client risk-tolerance questionnaire to recommend ETF-based portfolios.

Harrison Fosnocht is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds a Series 66 designation and has previously worked at Key Investment Services LLC, TD Private Client Wealth LLC, and Mass Mutual Investors Services among other firms. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory program, which uses ETF-based portfolios and proprietary algorithms, and a Managed Account program.

Hamza Khan is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA. He holds a Series 66 designation and has seven years of industry experience. Prior to joining Citizens Securities, he worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, PNC Investments LLC, Bank of America, N.A., Merrill, and TD Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, operating both discretionary managed accounts and a digital advisory program that utilizes proprietary algorithms and client risk assessments.

Lawrence Greenberg is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds Series 63 and Series 65 credentials. His prior experience includes roles at Pruco Securities, LLC, The Prudential Insurance Company of America, Lyft, Inc., and Northwestern Mutual. Outside of his advisory work, he serves as a board member at large for the Pennsylvania Film Industry Association, is CEO of Cage Free Projects, a filmmaking and creative consulting business, and is vice chairman of the New Hope Planning Commission. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program.

Mauricio Gaitan is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with Citizens Securities since 2017 and previously worked at PNC Investments LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm utilizes a mix of digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

Michael Mckeever is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 65 credentials. He has 26 years of industry experience and has been with Citizens Securities since 2002. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while it also operates as a broker-dealer and insurance agency.

Enerjeta Hoxhaj is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 65 credentials and nine years of industry experience. She has been with Citizens Securities since 2016. Citizens Securities serves individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm manages both discretionary and non-discretionary accounts and operates a digital advisory platform employing ETF-based portfolios tailored through proprietary algorithms.