Rachel Mancini is a financial advisor with Citizens Securities, Inc. She holds a Series 66 designation and has 13 years of industry experience. Her prior work includes roles at Merrill and Citizens Securities, Inc. Mancini is also an owner of a rental property business. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, alongside commission-based brokerage services.

Jerome Wiener is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds a Series 66 designation and has previously worked at firms including Meritage Financial Strategies, Commonwealth Financial Network, Bank of America, Merrill, and Northwestern Mutual. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program alongside more traditional managed account services, and it operates as a broker-dealer and insurance agency.

Brian Mc Donald is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. Prior to joining Citizens Securities, he worked at Lincoln Financial Securities and has a background that includes roles in education and financial services. Outside of advising, he works as a bartender/server for banquet events with Heritage Restaurant Group. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Brian Wilber is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior roles include positions at Raymond James Financial Advisors, Columbia Management Investment Advisers, and Gfi Securities LLC. Outside of his advisory work, he serves as a varsity lacrosse coach at Portsmouth High School. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory platform and managed account programs, operating as part of Citizens Bank, N.A.

Michael Mathews is a financial advisor at Citizens Securities, Inc. with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citizens Securities since 2012, following three years at LPL Financial. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates proprietary digital and managed account advisory programs and is wholly owned by Citizens Bank, N.A.

William Walthouse III is a financial advisor at Citizens Securities, Inc. with 17 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including St Germain Securities Inc, Key Investment Services LLC, KeyBank NA, and LPL Financial. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs along with brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Adam Pernini is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He previously worked at Citizens Bank for seven years and held a position at Best Buy for seven years before that. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, including a digital advisory program and a Managed Account program.

Leena Srinivas is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Citizens Securities, Inc. She has held prior roles at Santander Securities, LLC, Santander Bank, NA, and Bank of America. Citizens Securities serves individual and high-net-worth clients, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory platform with ETF-based portfolios and manages accounts through discretionary and commission-based approaches.

Ashley Simpson is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Metlife Investors Distribution Company for six years before joining Citizens Securities. Citizens Securities serves a wide retail client base, including individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory program using proprietary algorithms and manages both discretionary and non-discretionary accounts.

Ryan Banks is a financial advisor with Citizens Securities, Inc. in Johnston, Rhode Island, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior roles include positions at Citizens Bank, CCO Investment Services, and New Home Network. Outside of finance, he serves as a security usher at the Wilbur Theatre. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory platform and managed account programs, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Robert Munoz is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. He holds the Series 63 and Series 65 designations and has worked in various roles within Citizens Bank and Citizens Securities since 2011. Citizens Securities serves a broad retail client base that includes individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios managed through proprietary algorithms, in addition to commission-based brokerage and non-discretionary business.

Collin Ahearn is a financial advisor at Citizens Securities, Inc. with two years of industry experience. He holds the Series 66 designation and has worked in various roles including at Fidelity Investments and DoorDash. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and offers both advisory and brokerage services, with investment programs that include a digital advisory platform and managed accounts.

Dylan Menard is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Fidelity Investments, LeaderOne Financial Corporation, and ONTO Mortgage LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program utilizing proprietary algorithms and a Managed Account program, in addition to commission-based brokerage services.

Cory Hangan is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 66 designations and four years of industry experience. His prior work includes positions at TD Private Client Wealth LLC, TD Bank, Peoples United Bank, and J.P. Morgan Chase. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program featuring ETF-based portfolios and a Managed Account program, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Gabriel Defeo is a financial advisor at Citizens Securities, Inc. with 27 years of industry experience. He has been with Citizens Securities since 2006 and holds the Series 63 and Series 65 designations. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm provides a digital advisory platform featuring ETF-based portfolios managed through proprietary algorithms, alongside more traditional managed account and brokerage options.

George Young is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 65 and Series 63 licenses and 11 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory platform and a Managed Account program, operating as a broker-dealer and insurance agency within a bank-owned structure.

Christopher Smith is a CFP® professional with seven years of experience in the financial services industry. He is currently with Citizens Securities, Inc., and has previous experience at Fidelity Investments, Merrill Edge, and Citizens Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm provides both advisory and brokerage services, including a digital advisory program and Managed Account offerings.

Pye Moiiz is a financial advisor at Citizens Securities, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 registrations and has been with Citizens Securities since 1997. Outside of his advisory role, he owns and manages a multi-family property in Dorchester, Massachusetts. Citizens Securities serves a wide range of retail clients, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates a digital advisory platform based on ETF portfolios and proprietary algorithms, as well as commission-based brokerage services.

Timothy Keohan is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. He holds a Series 66 designation and previously worked at Commonwealth Financial Network and First Marblehead. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides a digital advisory program alongside managed accounts and operates as a broker-dealer and insurance agency.

Eric Foley is a CFP® with 18 years of experience in the financial services industry. He is currently with Citizens Securities, Inc., having joined the firm in 2026. His prior roles include positions at Santander Securities, LLC and TIAA-CREF. Outside of his advisory work, Foley serves as an equipment manager and board member for the Canton Little League in Massachusetts. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.