Michael Mathews is a financial advisor at Citizens Securities, Inc. in Johnston, Rhode Island, holding Series 63 and Series 65 credentials with 21 years of industry experience. He has been with Citizens Securities since 2012. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program focused on ETF-based portfolios as well as a Managed Account program, operating as both a broker-dealer and an insurance agency.

William Walthouse III is a financial advisor at Citizens Securities, Inc. with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including St Germain Securities Inc and Key Investment Services LLC. Walthouse has been with Citizens Securities since 2022. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs along with brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Adam Pernini is a financial advisor with Citizens Securities, Inc. in Johnston, Rhode Island. He holds a Series 66 designation and has been in the financial services industry since 2025, following seven years at Citizens Bank and seven years at Best Buy. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory platform and a managed account program.

Leena Srinivas is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Citizens Securities, Inc. She previously worked at Santander Securities, LLC and Bank of America. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs along with brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Ashley Simpson is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at MetLife Investors Distribution Company for six years before joining Citizens Securities. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors as well as individual retirement plans, providing both investment advisory programs and brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency.

Ryan Banks is a financial advisor at Citizens Securities, Inc. with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citizens Securities and Citizens Bank in various roles since 2012. Outside of his advisory work, he is involved as a security and usher at the Wilbur Theatre. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Robert Munoz is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. He holds Series 63 and Series 65 licenses. His career has been primarily with Citizens Securities and Citizens Bank since 2011. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, supported by its affiliation with Citizens Bank, N.A.

Collin Ahearn is a Series 66-licensed financial advisor with two years of industry experience, currently with Citizens Securities, Inc. He has previously worked at Fidelity Investments and held various other positions across different industries. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Dylan Menard is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and LeaderOne Financial Corporation. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital and managed account advisory options and operates as a broker-dealer and insurance agency.

Cory Hangan is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 66 licenses and having four years of industry experience. His prior work includes roles at TD Private Client Wealth LLC, TD Bank, Peoples United Bank, and J.P. Morgan Chase. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a Managed Account program and a now-closed digital advisory platform that utilized ETF portfolios based on proprietary algorithms and client risk assessments.

Gabriel Defeo is a financial advisor at Citizens Securities, Inc. with 27 years of industry experience. He has been with Citizens Securities since 2006 and holds Series 63 and Series 65 licenses. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs, brokerage, and insurance services. Its advisory offerings have included a digital advisory program and a Managed Account program, while the firm also operates as a broker-dealer and insurance agency.

George Young is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding Series 65 and Series 63 licenses with 11 years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program featuring ETF-based portfolios and discretionary management, as well as a Managed Account program.

Christopher Smith is a CFP® professional affiliated with Citizens Securities, Inc., with seven years of industry experience. His work history includes multiple roles at Citizens Securities and Fidelity Investments. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates both discretionary and non-discretionary programs, including a digital advisory platform, and is wholly owned by Citizens Bank, N.A.

Pye Moiiz is a financial advisor at Citizens Securities, Inc. with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citizens Securities since 1997. Outside of his advisory role, he owns and manages a multi-family residential property. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Timothy Keohan is a financial advisor with Citizens Securities, Inc. He holds a Series 66 designation and has seven years of industry experience. Prior to his current role, he worked at Commonwealth Financial Network for eight years and First Marblehead for one year. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory platform using ETF-based portfolios and a Managed Account program, operating as a broker-dealer and insurance agency.

Eric Foley is a CFP® professional with 18 years of industry experience, currently with Citizens Securities, Inc. He previously worked at Santander Securities, LLC and TIAA-CREF. Outside of his advisory work, Foley serves as equipment manager and board member for the Canton Little League in Massachusetts. Citizens Securities serves a broad retail client base, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory solutions include a digital advisory program and managed accounts, supporting both discretionary and non-discretionary investment approaches.

Robert Lonardo is a financial advisor with Citizens Securities, Inc. in Johnston, Rhode Island, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at Cco Investment Services Corp. since 2015 and is also involved with Downeast Cider House outside of his advisory role. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Michael Collins is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds a Series 66 credential and previously worked at Equitable Advisors, LLC, MML Investors Services, LLC, MassMutual Life Insurance Co, and FedEx Corporation. Prior to his advisory career, he was self-employed as a day trader for five years. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating within a larger enterprise owned by Citizens Bank, N.A.

Nicholas Sousa is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds the Series 66 designation and previously worked at Fidelity Investments and First Citizens Federal Credit Union. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides both digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

Joshua Davis is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Citizens Securities, Inc. since 2008. He holds the Series 63 and Series 65 licenses and is based in Johnston, Rhode Island. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, alongside its broker-dealer and insurance agency operations.