Emma Mc Naul is a financial advisor with Citizens Securities, Inc. She holds Series 63 and Series 65 licenses and has seven years of industry experience. Her prior work includes roles at Citizens Bank, Kota Solutions, and Bank of America. She also serves as a Notary Public. Citizens Securities, Inc. serves a broad retail client base, including individual and high-net-worth investors, as well as individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program and a Managed Account program, and operates as a broker-dealer and insurance agency.

Philip Desilus is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Citizens Securities since 2016. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, with advisory options such as a digital advisory program managed in partnership with SigFig and a Managed Account program.

Angel Reyes is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds a Series 66 designation and previously worked at Bank of America and VPNE Parking Solutions. Reyes serves as the Director of Student Affairs for ALPFA Boston, coordinating professional development opportunities for student chapters in the Northeast region. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory platform and managed account programs, and is wholly owned by Citizens Bank, N.A.

Timothy Igo is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Mass Mutual Investors Services, MassMutual Life Insurance Co, Jillson Company, Inc., and KGI Consultants. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory approach includes a digital advisory platform and a Managed Account program, operating as both a broker-dealer and insurance agency.

Rui Pacheco is a financial advisor at Citizens Securities, Inc. with 21 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with Citizens Securities since 2014. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program that uses proprietary algorithms and a client risk-tolerance questionnaire to recommend ETF-based portfolios, as well as a Managed Account program, while operating as both a broker-dealer and insurance agency.

Daniel Jara is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Equitable Advisors, Tigress Financial Partners, and a non-financial role at Porsche. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, supported by proprietary algorithms and client risk assessments.

Amilcar Giraldo is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior experience includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and Voya Financial Partners. Outside of his advisory work, Giraldo owns a heating and cooling installation business. Citizens Securities serves individual and high-net-worth investors as well as retirement plans, offering advisory programs alongside brokerage and insurance services. The firm utilizes a range of investment approaches, including a proprietary digital advisory platform and a Managed Account program.

Thomas Cxypoliski is a financial advisor at Citizens Securities, Inc. with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Eagle Strategies, New York Life Insurance Company, Ameriprise, JHS Capital Advisors, RBC Capital Markets, and Wells Fargo Clearing. Outside of his advisory work, he serves as executor of his mother's estate. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, and Citizens Securities is wholly owned by Citizens Bank, N.A.

Brian Mcnamara is a financial advisor at Citizens Securities, Inc. with 42 years of industry experience. He has been with Citizens Securities since 2002 and holds the Series 63 and Series 65 designations. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both discretionary managed accounts and a digital advisory program, although it ceased accepting new digital advisory accounts as of December 2024.

Helio Sousa Erazo Jr. is a financial advisor with Citizens Securities, Inc. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Loomis Sayles and Northwestern Mutual, as well as positions outside the financial sector. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, with operations supported by its affiliation with Citizens Bank, N.A.

Kadeem Wright is a CFP® professional at Citizens Securities, Inc. with six years of industry experience. His work history includes roles at Citizens Securities, Fidelity Investments, Equitable Advisors, and Bank of America. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as both a broker-dealer and insurance agency.

Michael Bianco is a financial advisor with Citizens Securities, Inc. He holds Series 63 and Series 66 credentials and has three years of industry experience. His prior roles include positions at Fidelity Investments, Edward Jones, and Keenan Financial. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Crystal Van Dale is a financial advisor at Citizens Securities, Inc. with six years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Her career includes over 15 years at Citizens Bank and a consistent tenure at Citizens Securities since 2016. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory platform that uses proprietary algorithms to recommend ETF-based portfolios and also provides traditional managed account solutions.

Peter Cuddy is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior roles include positions at Bank of America, N.A. and Merrill from 2015 to 2019. Outside of his advisory work, he serves as an agent for Hotel Wiskey LLC, a property in Wakefield, RI. Citizens Securities serves retail clients, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Alex Aborn is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds the Series 63 and Series 65 licenses and previously worked at Equitable Advisors, LLC. Outside of finance, he has experience working in hospitality and recreational businesses, including Mom's Kitchen and Bar and Livelo Bike Rental. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory, brokerage, and insurance services. The firm provides a digital advisory program utilizing proprietary algorithms alongside managed accounts, and operates as a broker-dealer and insurance agency.

William Hangan is a CFP® professional with 11 years of industry experience, currently with Citizens Securities, Inc. in Johnston, RI. His prior experience includes roles at CITIZENS Bank, Wealth Management Resources, Inc., Santander Bank NA, Santander Securities LLC, and Hightower Advisors. Outside of his advisory work, he serves as a member of the East Greenwich School Committee and volunteers with Rhodeway Position, a nonprofit assisting low-income and military individuals with financial and debt planning. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, operating within a combined bank, broker-dealer, and advisory framework.

Michael Freeman is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has been with Citizens Securities since 2008. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s offerings include a digital advisory program and managed account services, operating as both a broker-dealer and insurance agency.

Ana Cooke is a financial advisor with Citizens Securities, Inc. She holds Series 63 and Series 65 licenses and has 10 years of industry experience. Ana has worked primarily within Citizens Securities and Citizens Bank since 2013. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital and managed account advisory options and operates as a broker-dealer and insurance agency.

Sean Ryan is a financial advisor with Citizens Securities, Inc. He holds a Series 66 designation and has 14 years of industry experience. His career includes roles at Citizens Securities, Citizens Bank, and Wells Fargo. Outside of his advisory work, he serves as a notary, notarizing documents for a few hours each month. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, with advisory options that include a digital advisory program and managed accounts.

Brian Sullivan is a financial advisor at Citizens Securities, Inc. with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Santander Securities, LLC, Santander Bank, NA, and Bay State Breakers. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. Its advisory offerings include a digital advisory program managed in partnership with SigFig and a separate Managed Account program.