Jeffrey Withington is a CFP® and ChFC® affiliated with Citizens Securities, Inc. in Nashua, NH, with 34 years of industry experience. He previously worked at TIAA and TIAA-CREF for 10 years. Outside of his advisory role, he is a partner in a family property management LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers both investment advisory programs and brokerage and insurance services, with a focus on ETF-based portfolios and a combination of discretionary and non-discretionary business models.

Nathaniel Clark is a financial advisor at Citizens Securities, Inc. in Nashua, NH, holding a Series 66 credential and with three years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Athas Capital Group, and several companies in the mortgage and real estate sectors. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program utilizing proprietary algorithms and a managed account program, alongside commission-based brokerage and other non-discretionary services.

Craig Johnson is a CFP® professional with 22 years of experience in the financial services industry. He has worked at Citizens Securities, Inc. since 2019 and previously was with Ameriprise Financial Services, Inc. from 2016 to 2019. He also has a background that includes a brief role at Bedford High School. Citizens Securities, Inc. serves a broad retail client base including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, including a digital advisory program that uses proprietary algorithms to recommend ETF-based portfolios tailored to client risk tolerance.