Linda Wellington is a financial advisor with Citizens Securities, Inc., holding Series 63 and Series 65 licenses and 10 years of industry experience. She has worked primarily within the Citizens Bank and Citizens Securities network since 2012, including eight years at SunTrust Investment Services. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering a range of investment advisory, brokerage, and insurance services. The firm provides both digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

Joseph Nowaczyk is a financial advisor with Citizens Securities, Inc. in West Palm Beach, FL, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Citizens Bank, MassMutual, MML Investors Services, and MassMutual Life Insurance Co. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers a range of advisory and brokerage services, including a digital advisory program and managed accounts, and operates as a broker-dealer and insurance agency.

Christian Kassel is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds Series 63 and Series 66 licenses. His background includes prior roles at Equitable Advisors, LLC, AXA Advisors, LLC, and over a decade associated with Pine Creek Farm. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, providing investment advisory programs alongside brokerage and insurance services. The firm offers a digital advisory program and managed accounts, operating as both a broker-dealer and insurance agency.

Jill Leitsch is a financial advisor with Citizens Securities, Inc. in West Palm Beach, FL. She holds Series 63 and Series 65 credentials and has 13 years of industry experience. Her prior work includes roles at CCO Investment Services and various positions within Citizens Securities and Citizens Bank. Outside of advising, she serves as a power of attorney and named successor trustee for family trusts. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program and a managed account program, operating as both a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Sarah Holmes is a financial advisor with Citizens Securities, Inc. in West Palm Beach, FL, holding Series 63 and Series 65 licenses and nine years of industry experience. Her career includes multiple roles within Citizens Securities and Citizens Bank since 2017, as well as a year at Allstate Insurance. Outside of advising, she serves as a notary public and works as a personal care assistant through an LLC. Citizens Securities, Inc. serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides a digital advisory program with ETF-based portfolios and a managed account program, operating as both a broker-dealer and insurance agency and is wholly owned by Citizens Bank, N.A.

Jordan Busco is a financial advisor at Citizens Securities, Inc. with 15 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing and Morgan Stanley. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program while operating as a broker-dealer and insurance agency.

Jamel Parks is a financial advisor at Citizens Securities, Inc. in West Palm Beach, FL, holding Series 63 and Series 65 licenses with six years of industry experience. His career includes roles at Fifth Third Securities and Fifth Third Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm operates a digital advisory program alongside managed accounts and functions as a broker-dealer and insurance agency.

Shannon Sandel is a financial advisor with Citizens Securities, Inc. in West Palm Beach, FL, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has been with Citizens Securities and Citizens Bank since 2016. Outside of her advisory role, she has administrative responsibilities with Sandel Roofing LLC and serves as a notary public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Brian Johnson is a financial advisor with Citizens Securities, Inc. in West Palm Beach, FL, holding Series 63 and Series 65 credentials and 15 years of industry experience. His prior roles include positions at J.P. Morgan Securities, LPL Financial Services, Fifth Third Securities, and PNC Investments. Johnson has worked extensively within both brokerage and advisory capacities at multiple firms over his career. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory platform that uses proprietary algorithms and client risk profiles to recommend ETF portfolios, though it also engages in commission-based brokerage and non-discretionary business.

James Fisher is a financial advisor at Citizens Securities, Inc. in West Palm Beach, FL, with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Santander Securities, LLC and Citizens Bank. Fisher is also the owner of J.S. Fisher Violins, LLC and is a notary. Citizens Securities serves individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. Its advisory approach includes both a digital advisory platform and a Managed Account program, supported by its affiliation with Citizens Bank, N.A.

Daniel Higashi is a financial advisor with Citizens Securities, Inc., holding Series 63, 65, and 66 designations and four years of industry experience. His work history includes multiple roles within Citizens and Citizens Securities since 2017, as well as two years at U.S. Bank. He is also an Ohio Notary, providing complementary notary services to Citizens customers at his branch. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a managed account program, with activities spanning discretionary and non-discretionary business through its ownership by Citizens Bank, N.A.

Joseph Baganski is a financial advisor with Citizens Securities, Inc. in West Palm Beach, FL, holding Series 63 and Series 65 licenses and 13 years of industry experience. His prior work includes positions at Santander Securities, LLC and CCO Investment Services. Outside of his advisory role, he manages financial and administrative tasks for Brenda's Hair Studio and is involved in product development and accounting for On Demand Publishing on Amazon and Etsy. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs along with brokerage and insurance services. The firm’s advisory offerings include managed accounts and a digital advisory program utilizing ETF-based portfolios and proprietary algorithms.

Kathi Sterns is a financial advisor with Citizens Securities, Inc. in West Palm Beach, FL. She holds the Series 66 designation and has been with Citizens Securities since 2026. Her prior work experience includes seven years at Citizens Bank and fourteen years at Bed Bath and Beyond. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s offerings include a digital advisory program managed with SigFig and a Managed Account program, alongside commission-based brokerage and other non-discretionary business.

Abigail Cleis is a financial advisor at Citizens Securities, Inc. with two years of industry experience. She holds the Series 66 designation and has previously worked at Citizens Bank as well as in the hospitality sector. Outside of her advisory role, she is a licensed Notary Public. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, and offers investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory platform and a Managed Account program, operating as both a broker-dealer and insurance agency.