David Ward is a CFP® professional with 30 years of experience in the financial services industry. He is affiliated with Commonwealth Financial Network and North Point Wealth Management, where he has worked since 2009. His activities include selling fixed insurance products and participation in the management of North Point Management LLC. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm provides a range of advisory programs and services, including wealth management and retirement plan consulting, along with operational, trading, technology, compliance, and practice-management support.

Laura Helms is a CFP® professional affiliated with Commonwealth Financial Network, based in Alpharetta, GA, with two years of industry experience. She has worked at both North Point Wealth Management and Commonwealth Financial Network since 2022. Prior to her financial advisory career, she spent sixteen years at Southwire Company. Commonwealth Financial Network serves a national network of nearly 2,900 advisors and manages approximately $212.7 billion in client assets. The firm offers a wide range of adviser-support services, including discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and comprehensive custody and clearing services.