Madeleine Jackson is a CFP® with three years of industry experience, currently advising at Commonwealth Financial Network in Las Vegas, NV. She previously worked at UBS Financial Services, Inc. for four years and has experience with Central Coast Wealth Management and ATS Advanced Trustee Strategies. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that serves a national network of nearly 2,900 advisors and manages approximately $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Meena Cheng is a financial advisor with Commonwealth Financial Network, holding the CFP® designation and securities licenses Series 63 and Series 65. She has 33 years of industry experience and has been with Commonwealth since 2014. Cheng is also an author of two books unrelated to investing, including *Fortune in Your Cookies* and *Inspiration From 9,000 Miles Away: A Macanese Singer, A Forgotten Cuisine, and Life Lessons Learned*. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm provides a broad platform of managed-account programs, third-party asset managers, retirement consulting, and custody services, supporting diverse investment strategies through both internal and outsourced model portfolios.

Stacy Brady is a financial advisor with Commonwealth Financial Network in Las Vegas, NV, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She has been with Commonwealth since 2013 and also serves as secretary and owner of Multiplan Financial Services, Inc. Outside of her advisory work, Brady is the author of the novel *Tennessee Dreams*. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients with a range of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, allowing advisors discretion in portfolio construction alongside firm-managed model portfolios.

Thomas Lintemuth is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 registrations and 42 years of industry experience. He has been with Commonwealth since 2017 and previously worked at Axa Advisors for 18 years. Outside of his advisory role, he is involved as a partner in a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody and clearing services.