Christopher Giambrone is a CFP® professional with 29 years of industry experience, currently serving at Commonwealth Financial Network since 2009. He has held roles including course instructor at SUNYIT and the Mohawk Valley Institute for Learning in Retirement, and he acts as a trustee for a non-family trust. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office services, including investment management, compliance, and practice management, with discretionary and customizable portfolio options.

Dennis Coughlin is a CFP® professional with 29 years of industry experience, currently affiliated with Commonwealth Financial Network since 2009. He is also a co-owner of Coughlin Giambrone, LLC, a securities practice. Outside of his advisory work, he teaches retirement planning courses at SUNY Institute of Technology and serves as a trustee for multiple trusts. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, combining technology, investment management, and compliance support while allowing advisors discretion in portfolio construction.