Stephen Berry is a financial advisor with Commonwealth Financial Network in Roanoke, VA, holding Series 65 and Series 63 licenses and three years of industry experience. Prior to joining Commonwealth and Sage Creek Planning and Investments in 2025, he worked at First Trust Advisors L.P. and First Trust Portfolios L.P. from 2022 to 2024, and has experience in the pharmaceutical sector with Novartis Pharmaceuticals, Orexo US Inc., MDX Health, and Daiichi Sankyo. Commonwealth Financial Network is a national broker/dealer and SEC-registered investment adviser supporting approximately 2,900 advisors and managing over $200 billion in client assets. The firm offers a broad platform including managed-account programs, third-party asset managers, retirement consulting, and custody services, enabling advisors to implement portfolios through internal models or outsourced solutions.

John Edmunds is a CFP® with five years of industry experience, currently affiliated with Commonwealth Financial Network. His prior work includes six years at First Trust Advisors L.P. and First Trust Portfolios L.P. Outside of advisory work, he is the owner of Edmunds Franchise Group, LLC, a holding company. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management services.

John Bradberry is a CFP® professional with 24 years of industry experience, currently affiliated with Commonwealth Financial Network. He has held roles at several firms including Metlife Securities, Mass Mutual Investors Services, and Massachusetts Mutual Life Insurance Company. Bradberry is also a co-owner of Sage Creek Planning and Investments, a private advisory entity. Commonwealth Financial Network serves a national network of nearly 3,000 advisors, providing a range of advisory programs and back-office support. The firm’s platform offers discretionary portfolio construction and model portfolios managed by its Investment Management and Research team.

John Edmunds is a CFP® professional with 27 years of industry experience, currently affiliated with Commonwealth Financial Network. He has held prior roles at MassMutual and MetLife Securities, among others. Outside of his advisory work, he is a partner in a tax preparation business, Valley Tax Solutions, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and a wide range of individual and institutional clients. The firm offers various managed-account programs and access to third-party asset managers, providing support for discretionary and nondiscretionary portfolio implementation.

Rachel Mccray is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 11 years of industry experience. She has worked at Commonwealth Financial Network across multiple periods since 2018 and previously held roles at Sage Creek Planning and Investments, Mass Mutual Investors Services, MassMutual Life Insurance Company, and MetLife Securities. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs and services including wealth management and retirement plan consulting. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Stephanie Fralin is a financial advisor with Commonwealth Financial Network in Roanoke, VA, holding Series 63 and Series 66 credentials and 27 years of industry experience. Her prior work includes roles at Sage Creek Planning and Investments, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services along with operational, trading, technology, compliance, and practice-management support. The firm offers multiple program structures and model portfolios managed through a disciplined due-diligence process.