Katherine Brady is a CFP® with 15 years of experience, currently affiliated with Commonwealth Financial Network and RNL & Associates since 2016. She provides fixed insurance sales and tax preparation services through RNL & Associates. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets, offering a variety of managed-account programs, third-party asset manager access, and custody services.

Courtney Gauthier is a Series 66–licensed financial advisor at Commonwealth Financial Network with two years of industry experience. Prior to joining Commonwealth, she worked at RNL & Associates and Vermont State University. Outside of her advisory role, she coaches youth hockey players in on-ice skills sessions. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm offers a broad adviser‑support platform that includes managed-account programs, access to third-party asset managers, retirement plan consulting, and custody services.

Timothy O'Connor is a Certified Financial Planner® with 25 years of industry experience, currently affiliated with Commonwealth Financial Network and RNL & Associates. He has provided financial advisory services for over a decade at these firms. In addition to investment advising, he is involved in tax preparation services and serves as a notary public. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of nearly 2,900 advisors and managing over $212 billion in client assets. The firm offers a comprehensive platform that includes managed-account programs, access to third-party asset managers, and various investment options ranging from mutual funds to personalized indexing.