Richard Rainforth is a financial advisor with Commonwealth Financial Network in West Des Moines, IA. He holds the ChFC® designation and Series 63 and 65 licenses, with 25 years of industry experience. His prior roles include positions at Generation Strategies, LLC, Hanson & Rainforth Financial Group, Eagle Strategies Corp., and New York Life. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a variety of advisory programs and support services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers advisors discretion in portfolio construction and manages model portfolios through its Investment Management and Research team.

Carter Mallett is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Eagle Strategies, New York Life, and Charles Schwab. He is also the owner of Mallett Financial, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a variety of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, enabling advisors to construct client portfolios from a broad range of securities and insurance products.

Randall Schmailzl Jr. is a CFP® and ChFC® with 22 years of industry experience, currently affiliated with Commonwealth Financial Network. His prior roles include positions at Generation Strategies, LLC, Eagle Strategies (NY Life), and New York Life Insurance Company. He serves as treasurer of Echo Valley Professional Group, a networking organization in West Des Moines, IA. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors, providing a range of advisory programs and operational support. The firm offers discretionary model portfolios and multiple program structures designed to accommodate diverse client needs.

Joshua Ervasti is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has worked at firms including New York Life, Eagle Strategies, and R2 Financial Strategies, where he is a co-owner. Outside of advisory work, he is involved in business consulting through his firm, Ervasti Financial, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and back-office support. The firm offers discretionary model portfolios and multiple program structures, combining investment management, technology, and compliance services for affiliated advisors.