Andrew Drufke is a CFP® with three years of industry experience, currently serving at Creative Financial Designs, Inc. in Indianapolis, IN. Prior to his financial advisory roles, he worked for ten years at Commonwealth Hotels. He is also active as an insurance agent offering life, health, and indexed annuities to clients. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients through discretionary and non-discretionary investment management and comprehensive financial planning. The firm employs asset-class model allocations informed by third-party research and offers a range of strategies including Biblical Responsible Investing and customizable portfolio options.

Bailey Owens is a financial advisor with Creative Financial Designs, Inc. in Kokomo, IN, holding a Series 66 designation and three years of industry experience. Prior to joining Creative Financial Designs, Owens worked in educational roles at Indiana University Kokomo, Goshen College, and Taylor High School. Owens also engages in independent insurance sales related to investments. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations supported by third-party research and offers a variety of strategies, including Biblical Responsible Investing, with both discretionary and non-discretionary management options.

Timothy Kling is a financial advisor at Creative Financial Designs, Inc. with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Bridgeview Financial, Raymond James Financial Services, and Triad Advisors. Kling serves as President and CEO of Bridgeview Financial Inc., where he provides investment advice and insurance services. Creative Financial Designs serves a range of clients including individuals, charitable organizations, corporate and business clients, and employer retirement plans through discretionary and non-discretionary investment management and financial planning. The firm’s investment approach utilizes asset-class model allocations supported by third-party research and offers strategies from passive ETFs to tactically managed portfolios, including Biblical Responsible Investing options.

Caleb Clark is a CFP® and holds a Series 66 license with four years of industry experience. He has worked at Creative Financial Designs, Inc. and CFD Investments, Inc. since 2021. His prior work includes roles at Z and C Farms, Alliance Security Inc., and the Indiana State Police. Caleb is also the owner of ProsperWise Financial LLC, where he serves as an independent financial adviser. Creative Financial Designs serves individual clients, charitable organizations, corporate and business clients, and employer retirement plans with a range of investment management and financial planning services. The firm’s investment approach includes asset-class model allocations based on third-party research and offers a variety of strategies from passive ETFs to tactically managed portfolios, including Biblical Responsible Investing options.

Robert Kretz is a CFP® professional with 26 years of industry experience, currently serving at Creative Financial Designs, Inc. since 2026. Prior to this, he spent 17 years with PNC Investments LLC. Creative Financial Designs serves individual clients—including non‑HNW and high‑net‑worth households—corporate and institutional clients, and employer retirement plans. The firm offers both discretionary and non‑discretionary investment management across multiple platforms, employing asset‑class model allocations with various risk objectives and utilizing third‑party research and an Executive Investment Committee to guide portfolio construction.

Kregg Rooze is a financial advisor with Creative Financial Designs, Inc. in Kokomo, IN, holding a Series 63 designation and 27 years of industry experience. He has worked at CFD Investments, Inc. since 1999 and Creative Financial Designs since 1997. Creative Financial Designs serves individual clients, charitable organizations, corporate clients, and employer retirement plans with investment management and financial planning services. The firm employs an asset-class model allocation approach informed by third-party research and offers a range of strategies including Biblical Responsible Investing, with both discretionary and non-discretionary execution options.

Donna Ray is a Series 66 licensed advisor at Creative Financial Designs, Inc. with two years of industry experience. She has previously worked at Ray Wealth Management and Solution Tree, Inc. Ray is involved with Ray Wealth Management in an assistant capacity, supporting administrative and client service functions. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients through discretionary and non-discretionary investment management and financial planning. The firm employs asset-class model allocations informed by third-party research and offers a range of strategies including Biblical Responsible Investing, with flexible billing and specialized management programs.

Lisa Raderstorf is a financial advisor with Creative Financial Designs, Inc. She holds Series 63 and Series 66 credentials and has 20 years of industry experience. She has been with Creative Financial Designs and CFD Investments, Inc. since 2010. In addition to her advisory role, she is an independent insurance agent and owner/adviser of Wealth Management Solutions, LLC, providing financial and insurance-related services. Creative Financial Designs serves individual clients, charitable organizations, corporate and business clients, and employer retirement plans with investment management and financial planning services. The firm utilizes asset-class model allocations and offers a range of strategies, including Biblical Responsible Investing, with discretionary and non-discretionary execution options.

Brent Owens is a financial advisor with Creative Financial Designs, Inc. in Kokomo, IN, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been associated with Creative Financial Designs and its related entities since 1985. Outside of his advisory role, Owens also works as an independent insurance agent. Creative Financial Designs serves individual clients, charitable organizations, corporate and business clients, and employer retirement plans with investment management and financial planning services. The firm employs a model-driven investment process informed by third-party research and offers a range of strategies including Biblical Responsible Investing, with flexible fee arrangements and specialized programs.

Otto Ray is a CFP® professional with 26 years of experience, currently serving at Creative Financial Designs, Inc. He has worked at Otto Ray Insurance & Investments since 2008 and cfd Investments, Inc. since 2006. Outside of his advisory roles, he is a bassist performing in worship services at Emmanuel Church’s Martinsville campus. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with discretionary and non-discretionary investment management, variable annuities, and financial planning. The firm employs asset-class model allocations supported by third-party research and offers a range of strategies including passive ETFs, tactical management, and Biblical Responsible Investing.

Matthew Bahrenburg is a Series 66-licensed financial advisor with Creative Financial Designs, Inc., where he has worked since 2007. He has 18 years of industry experience. Outside of his advisory role, he owns and operates a tree farm in Amboy, Indiana. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers strategies from passive ETF models to tactically managed portfolios, including a suite of Biblical Responsible Investing options.

Kyle Marburger is a financial advisor with Creative Financial Designs, Inc. He holds the ChFC® designation and Series 63 and 65 licenses, with 18 years of industry experience. Prior to joining Creative Financial Designs in 2016, he worked at VALIC Financial Advisors for five years. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers strategies from passive to tactically managed portfolios, including Biblical Responsible Investing options.

Eric Grzegorski is a Series 66 credentialed advisor with 14 years of industry experience, currently serving at Creative Financial Designs, Inc. since 2011. In addition to his advisory role, he is an attorney and is involved in property rehabilitation and resale activities. Creative Financial Designs provides investment management, financial planning, and consulting services to individual, charitable, corporate, and retirement plan clients. The firm employs a range of strategies from passive to tactical management, including Biblical Responsible Investing options, and offers flexible fee arrangements alongside its family of affiliated businesses.

Kelly Stockberger is a financial advisor at Creative Financial Designs, Inc. with 26 years of industry experience. She holds Series 65, Series 63, and Series 66 licenses and has been with cfd Investments since 2014. Creative Financial Designs serves individual, corporate, and institutional clients, providing discretionary and non-discretionary investment management alongside financial planning and modular consulting. The firm uses asset-class model allocations based on five risk objectives and employs third-party research and an Executive Investment Committee to guide portfolio management.

Christin Clark is a Series 66-credentialed financial advisor with 21 years of industry experience. She has been with Creative Financial Designs, Inc. since 2017 and previously worked at Lincoln Financial Network. Outside of her advisory role, she serves as managing member of Neal Clark Farms, LLC, handling check-writing and bill paying for a family-owned farm operation. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm’s investment approach is based on asset-class model allocations supported by third-party research and includes a variety of strategies from passive ETFs to tactically managed portfolios, along with Biblical Responsible Investing options.

Michael Mc Neal is a CFP®-credentialed financial advisor with nine years of industry experience. He is affiliated with Creative Financial Designs, Inc. and has held roles at various firms including Avantax Advisory Services and McNeal Wealth Management, LLC. In addition to his advisory work, he provides independent insurance sales and tax preparation consulting through McNeal Wealth Management, LLC. Creative Financial Designs serves individual, corporate, and institutional clients with discretionary and non-discretionary investment management, financial planning, and modular consulting. The firm employs asset-class model allocations guided by an Executive Investment Committee and offers a range of implementation features, including Biblically Responsible Investing strategies.

Troy Jerrils is a financial advisor with Creative Financial Designs, Inc., holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He has been with Creative Financial Designs since 2022 and is also associated with CFD Investments Inc. In addition to his advisory roles, he is involved in independent insurance sales. Creative Financial Designs serves a diverse client base including individuals, high-net-worth clients, charitable organizations, corporate entities, and employer retirement plans. The firm employs an investment process based on asset-class model allocations and third-party research, offering a range of strategies from passive ETFs to tactically managed portfolios, including Biblical Responsible Investing options.

Edward Camp is a CFP® and ChFC® with 35 years of industry experience. He has worked at Creative Financial Designs, Inc. since 2002 and at Advanced Estate Planning since 2009. Outside of his financial advisory roles, he teaches lessons on Lift E-foil boards in Mishawaka, IN. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers strategies including passive ETFs, tactical management, and Biblical Responsible Investing.

Randy Umbaugh is a financial advisor at Creative Financial Designs, Inc. with 30 years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Creative Financial Designs and Diligent Wealth Management since 2004. In addition to his advisory role, he is involved in independent insurance sales. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers a range of strategies from passive to tactically managed portfolios, including Biblical Responsible Investing options.

Ryan Ollar is a CFP® with five years of industry experience, currently serving as an advisor at Creative Financial Designs, Inc. He has held positions at Camp Wealth Management, cfd Investments, Inc., Notre Dame Credit Union, LPL Financial, and Northwestern Mutual. Prior to his financial advisory career, he worked for 13 years at Costco Wholesale. Creative Financial Designs serves individual, corporate, and institutional clients with discretionary and non-discretionary investment management, financial planning, and consulting services. The firm employs asset-class model allocations and risk-based strategies supported by third-party research and an Executive Investment Committee.