David Zofness is a ChFC® with 39 years of industry experience, currently with CreativeOne Securities, LLC. He previously worked at Ameritas Investment Corp for 17 years and has been associated with Edwin R. Cohen & Associates, LP since 1983. Outside of his advisory role, he is active as an insurance agent involved in the sales of fixed and index annuities as well as life, health, long-term care, and disability insurance. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities through a network of 127 advisors. The firm provides financial planning, consulting, portfolio management, and retirement-plan fiduciary services, combining project-based planning with ongoing asset management using a proprietary advisory platform and access to third-party managers.

Julia Ravensberg is a Series 66-licensed financial advisor with CreativeOne Securities, LLC, bringing four years of industry experience. She previously worked at RZA Wealth Management and spent five years as a homemaker. Outside of her advisory role, she is involved with Ravensberg, LLC, a construction-related business where she serves as a payroll associate. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities through its network of 127 advisors. The firm offers a combination of financial planning, portfolio management, fiduciary services, and access to third-party manager programs, utilizing project-based planning and ongoing asset management via its proprietary platform.