Joseph Gagnon is a CFP® with 20 years of industry experience, currently with CreativeOne Wealth, LLC. He previously worked at ChangePath, LLC and Partnervest Advisory Services, LLC. Outside of his advisory role, he is an independent insurance agent. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, and other RIAs. The firm manages primarily discretionary accounts using a combination of proprietary models and third-party managers, employing various investment strategies including tax-aware and ESG options.

Kenneth Hyman is a financial advisor with CreativeOne Wealth, LLC, holding a Series 63 credential and bringing 41 years of industry experience. His prior roles include positions at MIT Associates, Elysian Capital Markets Group, Sorrento Pacific Financial, and PartnerVest Advisory Services. He also serves as an arbitrator with FINRA Dispute Resolution, a role he has held since 2002. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, charitable organizations, and other RIAs. The firm utilizes a mix of proprietary ETF-based models, third-party managers, and option-based strategies, supporting tailored suitability assessments and regular portfolio rebalancing.