Jacob Hardy is a financial advisor at Credit Union Investment Services with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with organizations including State Employees' Credit Union, SECU Life Insurance Company, and Members Trust Company. Hardy also serves as a Financial Advisory Services District Manager at State Employees' Credit Union. Credit Union Investment Services serves individual investors and trust clients in North Carolina, providing non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes a goals-based, long-term planning approach using primarily low-cost, index-based mutual funds and ETFs, with salaried representatives who do not exercise trading discretion over client accounts.

Ernest Hatley is a financial advisor with Credit Union Investment Services, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His career includes roles at Lincoln Investment Planning and operating his own firm, Hatley Financial, as well as providing financial advisory and insurance services through various affiliated entities. Outside of finance, he owns a computer setup and service business assisting small businesses with their computer systems. Credit Union Investment Services serves individual investors and trust clients in North Carolina, offering non-discretionary portfolio management and financial planning with a focus on low-cost, index-based mutual funds and ETFs. The firm’s representatives are salaried employees of the parent credit union, and clients retain final decision authority over their accounts.