Michael Garmone is a financial professional with 18 years of industry experience, currently affiliated with CWM, LLC. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial and Cetera Wealth Services. He is also the owner of Garmone Financial, LLC, a non-investment business used for administrative purposes. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm provides portfolio management, financial planning, and retirement plan services, employing discretionary management with model portfolios supported by an in-house Investment Committee and a mix of analytical tools and third-party resources.

Isaac Boll is a CFP® with seven years of industry experience, currently serving as a wealth advisor at CWM, LLC in Gilbert, AZ. His career includes roles at firms such as Cetera Wealth Services, The Vanguard Group, and Northwestern Mutual. Outside of advisory work, he provides tutoring for finance and certification exams and owns a small expense management business. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutions through a large network of partner offices and advisors. The firm employs discretionary portfolio management with model portfolios overseen by an in-house Investment Committee and offers a range of retirement-plan and advisory services.