Lawrence Sprung is a CFP® professional with seven years of experience at CWM, LLC, where he has been since 2020. He previously worked at Mitlin Financial, Inc. for over a decade. Outside of his advisory role, Sprung serves on the board of the American Foundation for Suicide Prevention and is chair of the Keith Milano Memorial Fund, both focused on suicide prevention and mental health. He also contributes as a guest columnist for Investopedia and serves on the advisory board for Forbes Advisor Banking. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm manages discretionary portfolios using a combination of fundamental and technical analysis, third-party sub-advisors, and customization tools, with a notable emphasis on fiduciary processes and retirement plan services.

Jorrell Bland is a CFP® professional with six years of industry experience, currently serving as a financial advisor at CWM, LLC. His prior experience includes roles at Mitlin Financial and New York Life Insurance Co. Bland is a board member of FPA Next Generation Planner, contributing to the editorial decisions for its financial publication. CWM, LLC is an SEC-registered investment adviser that serves individuals, families, foundations, corporations, and institutional clients through a nationwide network of over 600 advisors. The firm manages discretionary portfolios using a combination of fundamental and technical analysis, third-party sub-advisors, and customization tools, with a strong focus on retirement plan fiduciary services and conflict-of-interest transparency.

Maria Carmen Abustan is a financial advisor at CWM, LLC with seven years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Mitlin Financial, Angulo Strategies LLC, NYLIFE Securities LLC, and New York Life Insurance Company. In addition to her advisory role, she is also an insurance agent involved in life insurance sales. CWM, LLC is an SEC-registered investment adviser that serves a diverse client base including individuals, high-net-worth families, foundations, corporations, and institutions. The firm offers portfolio management, financial planning, and retirement-plan services, employing a discretionary model portfolio approach supported by an in-house Investment Committee and various customization tools.

Thomas Wenthen Jr. is a financial advisor at CWM, LLC with Series 63 and Series 66 credentials and one year of industry experience. His prior firms include Noble Wealth Advisors, LPL Financial, and Prospect Financial Services LLC. He has also held roles outside finance, including positions with the Long Island Ducks and Five Star Pizza. CWM, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, families, foundations, corporations, and institutions. The firm manages accounts primarily on a discretionary basis using model portfolios supported by an in-house Investment Committee and integrates a variety of investment tools and third-party providers.

Hanna Sheppard is a financial advisor at CWM, LLC with six years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley, Purshe Kaplan Sterling Investments, and The Wealth Alliance, among others. Ms. Sheppard is dually registered with Purshe Kaplan Sterling Investments and The Wealth Alliance, serving as a non-producing representative for the former. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm typically manages accounts on a discretionary basis using model portfolios and offers services including portfolio management, financial planning, sub-advisory, and retirement-plan services with a focus on fiduciary processes and transparency.