Richard Hull is a financial advisor with CWM, LLC in Memphis, TN, holding a Series 66 credential and 17 years of industry experience. His work history includes roles at Hulco Investments, LLC, Cetera Wealth Services, LLC, Hal Otey Financial, and Ameriprise Financial Services Inc. Outside of advisory roles, he serves as a board member for the Desoto County Outlet Shops of the Mid South public improvement district. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, corporations, and institutions through a network of more than 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios and offers services including portfolio management, financial planning, retirement plan solutions, and access to alternative investments.

Dudley Otey is a financial advisor with CWM, LLC in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Cetera Wealth Services, LPL Financial, and operates Hal Otey Financial, a financial services firm he owns. Outside of his advisory work, he is also a semi-professional singer. CWM, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, high-net-worth families, and institutional clients through a large network of advisors. The firm emphasizes discretionary portfolio management using model portfolios, combining fundamental and technical analysis, and offers a range of retirement-plan services and consulting options.