Kara Roloson is a financial advisor at CWM, LLC with professional experience beginning in 2025. She holds the Series 65 designation and has previously worked at Carson Wealth, Dupaco Community Credit Union, and educational institutions including Kirkwood Community College and Maquoketa Valley High School. Outside of her advisory role, she serves as a board member of Impact CR, a networking group for young professionals, and as an executive member of Emerging Leaders United, which supports Cedar Rapids area schools and students. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutional clients through over 600 advisors. The firm manages portfolios on a discretionary basis using a combination of fundamental and technical analysis, third-party sub-advisors, and customized investment tools, with particular emphasis on retirement plan services and fiduciary processes.

Sarah James is a CFP® and holds a Series 65 license with four years of industry experience. She currently works at CWM, LLC and has held prior roles at OneDigital Investment Advisors, Oakeson Steiner Wealth & Retirement, Lutz & Company, and McDermott & Miller, PC. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages discretionary accounts using model portfolios developed by an internal Investment Committee and offers services including portfolio management, financial planning, sub-advisory, and retirement-plan solutions with a focus on fiduciary processes and operational transparency.

Christopher Graw is a CFP® with 23 years of industry experience currently serving with CWM, LLC. His prior experience includes roles at Northwestern Mutual and Cetera, among others. Outside of advisory work, he serves as a board member of the Indian Creek Native Center, a nonprofit organization. CWM, LLC is an SEC-registered investment adviser that serves individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages discretionary accounts using model portfolios supported by an in-house Investment Committee and combines fundamental and technical analysis with access to alternative investments and customization tools.

David Carroll is a financial advisor with CWM, LLC, holding Series 63 and Series 66 licenses and over 31 years of industry experience. His prior roles include positions at Carson Wealth, Purshe Kaplan Sterling Investments, Elk River Wealth Management, Mutual of Omaha Bank, and LPL Financial. He is also registered as a fixed/traditional insurance agent. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm provides portfolio management, financial planning, sub-advisory services, and retirement-plan offerings, typically managing accounts on a discretionary basis using model portfolios governed by an internal Investment Committee.

Liam West is a financial advisor at CWM, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at Sweet Financial Partners and Carson Group. Outside of finance, he works as a bartender and server at Champions Run Country Club. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutions through a network of more than 600 advisors. The firm employs discretionary management using model portfolios guided by an in-house Investment Committee and offers a range of services including portfolio management, financial planning, and retirement-plan solutions.

Connor White is a financial advisor at CWM, LLC with a Series 65 designation and three years of industry experience. He has worked at Carson Wealth and CWM, LLC since 2022. Outside of his advisory roles, his background includes experience in education and nonprofit settings such as Wheaton College and Pine Cove Christian Camps. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutional clients through a large network of partner offices and advisors. The firm manages portfolios using discretionary, model-driven approaches combined with fundamental and technical analysis, third-party sub-advisors, and customization tools, with a focus on fiduciary processes and a broad range of retirement and institutional services.

Robert Ashby III is a financial professional with 15 years of industry experience, currently affiliated with CWM, LLC in Omaha, NE. He holds Series 63, Series 65, and Series 66 credentials and has worked at firms including Cetera Wealth Services, BMO Harris Bank, LPL Financial, BancWest Investment Services, and COR Clearing. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, employing discretionary account management with model portfolios overseen by an Investment Committee and utilizing various analysis and customization tools.

Tami Heinrichs is a financial advisor at CWM, LLC with seven years of industry experience and holds a Series 65 designation. Her prior work includes roles at OneDigital Investment Advisors, Oakeson Steiner Wealth & Retirement, OSL, Inc., Lutz, and McDermott & Miller PC. Outside of advising, she is involved as the treasurer and owner of a farming operation and owns a tax preparation business. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios and offers services including portfolio management, financial planning, sub-advisory, and retirement-plan solutions.

Daniel Leal Restrepo is a CFP® with seven years of industry experience, currently serving as a financial advisor at CWM, LLC since 2021. Prior to joining CWM, he worked at Bank of America and Merrill from 2019 to 2021. Outside of finance, he coaches gymnastics at the Nebraska School of Gymnastics and serves as an advisory board member for El Centro de las Americas, a charitable organization. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutions through a network of over 600 advisors. The firm offers portfolio management, financial planning, sub-advisory, and retirement-plan services, utilizing a discretionary, model-portfolio approach governed by an in-house Investment Committee.

Matt Whipkey is a financial advisor at CWM, LLC with six years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Cetera Wealth Services, TD Ameritrade, and Jeff Moore State Farm Insurance. Outside of finance, he is also involved in music, providing live performances and lessons through his own business. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm offers a range of services including portfolio management and retirement-plan solutions, typically managing accounts on a discretionary basis using model portfolios overseen by an in-house Investment Committee.

William Royal is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at CWM, LLC since 2019. His prior roles include positions at Cetera Wealth Services, BMY Wealth Management, LPL Financial, Merrill, Bank of America, and Edward Jones. Outside of his advisory work, he is involved in several community organizations, including serving as a board member of the Stephenville Optimist Club and the Stephenville Education Foundation, as well as treasurer for the Erath County Texas A&M Club. CWM, LLC is an SEC-registered investment adviser with over 600 advisors, providing portfolio management, financial planning, and retirement plan services to a diverse client base including individuals, families, foundations, endowments, corporations, and institutions. The firm manages accounts primarily on a discretionary basis using model portfolios overseen by an in-house Investment Committee and offers a range of tools and sub-advisory options to customize client portfolios.

Justin Haschke is a financial advisor at CWM, LLC with 12 years of industry experience. He holds the CFP® designation and Series 66 license. His prior experience includes roles at Cetera, Cetera Wealth Services, and LPL Financial. Outside of advising, Haschke serves on multiple nonprofit and economic development boards, including the Stephenville Economic Development Foundation and the Tarleton State University Foundation, and he is a city councilman in Stephenville. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, and institutions through over 600 advisors. The firm manages discretionary accounts using model portfolios governed by an internal Investment Committee and offers a range of services including financial planning, retirement plan consulting, and access to alternative investments.

Ryan Lewis is a financial advisor with CWM, LLC in Omaha, NE, holding a Series 65 designation and one year of industry experience. His prior experience includes roles at Carson Wealth and the Carson Group. Outside of his advisory work, he is also licensed as an insurance agent specializing in life, health, disability, annuities, and long-term care products. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm offers portfolio management, financial planning, and a range of retirement-plan services, managing accounts typically on a discretionary basis using model portfolios supported by fundamental and technical analysis, third-party sub-advisors, and customization tools.

Jeff Bornhoft is an investment advisory representative with CWM, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked at Cetera Wealth Services, LLC since 2017 and CWM, LLC since 2016. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm offers portfolio management, financial planning, and a range of retirement-plan services, managing accounts primarily on a discretionary basis with a model portfolio approach overseen by an in-house Investment Committee.

Christopher Brostrom is a CFP® with 14 years of industry experience, currently serving as an advisor at CWM, LLC. His prior roles include positions at Carson Group, LPL Financial, RINK & ROLF, Dennis Duckworth, and Waddell & Reed. He is also president of the Lincoln East Rotary Club, where he leads weekly and monthly meetings. CWM, LLC is an SEC-registered adviser with over 600 advisors serving individuals, families, foundations, endowments, corporations, and institutions. The firm manages accounts using discretionary model portfolios overseen by an in-house Investment Committee and offers a range of services including portfolio management, financial planning, and retirement-plan solutions.

Noah Kingston is a financial advisor at CWM, LLC with a Series 66 credential and two years of industry experience. His prior work includes roles at Cetera Wealth Services and NP Dodge Management Company. He also serves as an analyst in compliance for CWM’s Carson Group Holdings, conducting audits to ensure adherence to firm policies. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutions through a network of over 600 advisors, offering portfolio management and a range of retirement-plan services guided by an in-house Investment Committee.

Robert Wellman is a CFP® with 18 years of experience in the financial services industry. He is currently with CWM, LLC, where he has worked since 2016, including time with affiliated firms such as Cetera Wealth Services and Cetera Advisor Networks. His prior experience includes roles at Edward Jones, LPL Financial, and Carson Wealth Management Group. CWM, LLC is an SEC-registered investment adviser serving a diverse client base that includes individuals, high-net-worth families, foundations, and institutional clients through a network of over 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios and offers a range of services including portfolio management, financial planning, and retirement-plan solutions.

Jon Springer is a financial advisor with CWM, LLC in Omaha, NE, holding Series 63 and Series 66 designations and 32 years of industry experience. His prior roles include positions at Carson Wealth, Purshe Kaplan Sterling Investments, Elk River Wealth Management, Mutual of Omaha Bank, LPL Financial, and U.S. Bancorp Investments. In addition to his advisory work, he holds a life, health, disability, annuities, and long-term care insurance license and acts as an insurance agent. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages portfolios primarily on a discretionary basis using model portfolios guided by an internal Investment Committee and incorporates a combination of fundamental and technical analysis, third-party sub-advisors, and customization tools.

Jose Lopes is a financial advisor with CWM, LLC based in Omaha, NE, holding the ChFC® designation and Series 63 license. He has 18 years of industry experience and has previously worked at firms including Securian Financial Services and SagePoint Financial. Lopes serves as treasurer and a member of the finance committee for Pawtucket Central Falls Development, a nonprofit organization. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutions through a national network of advisors. The firm employs a discretionary management approach using model portfolios, combining fundamental and technical analysis with third-party sub-advisors and customization tools, and places significant focus on retirement plan and institutional services.

Silver Sibert is a financial advisor at CWM, LLC with a Series 66 credential and three years of industry experience. Prior to joining CWM, Sibert worked at Carson Wealth and Mutual of Omaha in various capacities. Outside of finance, Sibert owns and oversees bookkeeping for a health club business, Sibert Fitness LLC, operating under the Anytime Fitness brand. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm manages portfolios on a discretionary basis using model portfolios overseen by an internal Investment Committee and offers a range of financial planning and retirement services.