Lori Talley Kelley is a financial advisor with CWM, LLC, holding Series 63 and Series 65 licenses and having 13 years of industry experience. She previously worked at Crescent Financial Advisors and Clemson-EPS Advisors. Kelley serves on the board of the Oconee County Special Needs and Disabilities Foundation. CWM, LLC is an SEC-registered adviser serving individuals, families, foundations, endowments, corporations, and institutions through a network of over 600 advisors. The firm provides portfolio management, financial planning, sub-advisory, and retirement-plan services, employing a discretionary management approach using model portfolios and a combination of analysis tools and third-party resources.

Sarah Kelley is a ChFC® credentialed financial advisor at CWM, LLC with two years of industry experience. She has previously worked at Crescent Financial Advisors and began her career after completing her studies in 2020. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients. The firm employs a discretionary, model-portfolio approach managed by an in-house Investment Committee and offers various services including portfolio management, financial planning, and retirement-plan solutions.

Jan Fredman is a financial advisor with CWM, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He previously worked at Crescent Financial Advisors for over 15 years and has experience at UBS Financial Services, EPS Advisors, and ERISA Plan Services Inc. Outside of advising, Fredman is involved in insurance sales. CWM, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, families, foundations, and institutions through a network of more than 600 advisors. The firm manages portfolios primarily on a discretionary basis using model portfolios and combines fundamental and technical analysis with third-party sub-advisors and customization tools.

Andrew Howard is a financial advisor at CWM, LLC with a Series 65 designation. He has experience working at several financial institutions, including Crescent Financial Advisors, Carson Wealth, and Dogwood State Bank. Howard is based in Seneca, SC. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutional clients through a network of more than 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios and offers a range of services including portfolio management, financial planning, and retirement-plan solutions.