Mark Mccallum is a CFP® with 16 years of industry experience, currently serving as a financial advisor at CWM, LLC since 2018. Prior to joining CWM, he worked at KABAREC Financial Advisors Ltd and BMO Harris Financial Advisors. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of partner offices and over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, employing a discretionary investment approach that utilizes model portfolios and various analytical tools.

William Norwood is a CFP® with 28 years of industry experience, currently serving as a financial advisor at CWM, LLC and KFA Partners, LLC since 2023. He previously worked at J.P. Morgan Securities from 2012 to 2023 and briefly with Cetera Advisor Networks in 2023. CWM, LLC is an SEC-registered investment adviser that serves a wide range of clients, including individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, utilizing model portfolios managed by an in-house Investment Committee and incorporating fundamental and technical analysis along with third-party sub-advisors and customization tools.

Gregory Worcester is a CFP® professional with 24 years of experience in financial services. He is currently a partner and financial professional at KFA Partners, LLC and associated with CWM, LLC and Carson Wealth. His prior experience includes roles at Gem Financial Advisors, LPL Financial, Cetera Advisor Networks, and others. He also holds a role as an insurance agent selling life insurance, fixed annuities, and long-term care products. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutions through a network of over 600 advisors. The firm offers portfolio management, financial planning, sub-advisory, and retirement-plan services, typically managing accounts on a discretionary basis using model portfolios overseen by an in-house Investment Committee.

Jill Gosz is a CFP®-designated financial advisor with 21 years of industry experience. She is currently with CWM, LLC and has previously worked at Carson Wealth, Cetera Advisor Networks, and JP Morgan Securities LLC. In addition to her advisory role, she is licensed as an insurance agent and sells life, disability, annuities, and long-term care insurance. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios and offers a range of services including portfolio management, financial planning, and retirement-plan solutions.