Ciara Stewart is a CFP® professional at CWM, LLC with three years of industry experience. She has worked at Heritage Financial and Investment Services, LLC and Commonwealth Financial Services, LLC. Outside of her advisory role, she serves as Vice President and Advisor of the Monroe County 4H Committee/Cross County Classics 4H Club. CWM, LLC is an SEC-registered investment adviser that serves individuals, families, foundations, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, sub-advisory services, and a range of retirement plan solutions, managing accounts primarily on a discretionary basis using model portfolios and a combination of fundamental and technical analysis.

Nikki Lude is a CFP® and ChFC® financial advisor at CWM, LLC with 21 years of industry experience. Her prior firms include Commonwealth Financial Services, Arbor Point Advisors, Securities America, Heritage Financial & Investment Services, and LPL Financial. She serves on multiple local nonprofit boards, including the Monroe County Community Foundation and the Monroe County 4H Endowment Committee, and coaches elementary school volleyball. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutions through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, typically managing accounts on a discretionary basis using model portfolios and combining fundamental and technical analysis with third-party sub-advisors and customization tools.