Ryan Williams is a CFP® and ChFC® with 10 years of industry experience. He currently serves at Elite Life Management LLC and has prior experience with Bank of America and Merrill Lynch. Outside of his advisory role, he is a published author of a personal book about travel and a silent partner in an athletic training facility. Elite Life Management provides investment management and financial planning services to individual and high-net-worth clients, trusts, estates, legal entities, charitable organizations, retirement plans, and other registered advisers, using a fundamental, generally long-term investment approach tailored to client needs.

Stephanie Terbrock is a financial advisor at Elite Life Management LLC in Erie, PA, with eight years of industry experience. She holds the Series 63 and Series 66 designations and has worked previously at Merrill and Wells Fargo Clearing Services. Elite Life Management provides discretionary and non-discretionary investment management and financial planning services to individual and high-net-worth clients, trusts, estates, legal entities, charitable organizations, retirement plans, and other registered investment advisers. The firm employs a fundamental, generally long-term investment approach tailored to client goals and risk tolerance, utilizing ETFs, mutual funds, individual stocks and bonds, and alternative investments when appropriate.

Jeremy Shelby is a financial advisor at Elite Life Management LLC in Erie, PA, with eight years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, Merrill Lynch, and Motion Group Sports. In addition to his advisory work, he owns Elite Life Consulting, a branding solutions business serving athletes, entrepreneurs, and professionals. Elite Life Management provides discretionary and non-discretionary investment management and financial planning to a diverse client base, including individuals, high-net-worth investors, trusts, and charitable organizations. The firm employs a fundamental, generally long-term investment approach tailored to client goals, with portfolios constructed using ETFs, mutual funds, stocks, bonds, and alternative investments when appropriate.