Michael Sanger is a financial advisor with Empirical Wealth Management in Irvine, CA, holding a Series 65 designation and two years of industry experience. His prior work includes roles at the Federal Reserve Bank of San Francisco and positions in education and creative services. Empirical Wealth Management serves individuals, trusts, estates, charitable organizations, and retirement plans with fee-based investment management and financial planning. The firm employs diversified portfolios grounded in Modern Portfolio Theory and operates several affiliated businesses that provide real estate, insurance, and estate-planning services.

Ngoc Phung Pauline Le is a financial advisor at Empirical Wealth Management with two years of industry experience. She holds the Series 65 designation and was previously associated with Chapman University for four years before joining Empirical Wealth Management. Empirical Wealth Management serves a diverse client base including individuals, trusts, estates, charitable organizations, and pension plans, offering a range of services such as investment management, financial planning, tax preparation, and retirement-plan consulting. The firm’s investment approach is based on Modern Portfolio Theory and employs diversified model portfolios across multiple asset classes, supplemented by alternative strategies and affiliated real estate, insurance, and estate-planning services.

Christine Bowe is a financial advisor with Empirical Wealth Management in Irvine, CA, holding Series 63 and Series 65 licenses and five years of industry experience. She also manages Empirical Real Estate Services, where she reviews real estate holdings and manages property listings. In addition, she provides life insurance services as an independent contractor with World Financial Group. Empirical Wealth Management serves individuals, trusts, estates, charitable organizations, pensions, and profit-sharing plans, offering fee-based investment management, financial planning, tax preparation, and retirement-plan consulting. The firm employs a diversified investment approach based on Modern Portfolio Theory and operates affiliated businesses across real estate, insurance, and legal services.