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Harold L

Series 63, Series 66

Palm Coast, FL

Empower Advisory Group

Harold Lewis is a financial advisor with Empower Advisory Group in Palm Coast, FL, holding Series 63 and Series 66 licenses and having 11 years of industry experience. His prior roles include positions at Citigroup and Fidelity Brokerage Services. Outside of finance, he livestreams content focused on true crime and paranormal phenomena. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and participants, using an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates, offering point-in-time financial plans and optional managed account solutions.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Olivia S

Series 66

Palm Coast, FL

Empower Advisory Group

Olivia Smith is a financial advisor at Empower Advisory Group with eight years of industry experience. She holds a Series 66 designation and has worked previously at GWFS Equities, Bank of America, and Merrill. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm emphasizes long-term portfolio returns and integrates its advisory services with Empower’s recordkeeping and administrative platforms.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Paula C

Series 63, Series 66

Palm Coast, FL

Empower Advisory Group

Paula Ciotti is a financial advisor with Empower Advisory Group in Palm Coast, Florida, holding Series 63 and Series 66 licenses and 17 years of industry experience. Her prior roles include positions at Santander Securities, Morgan Stanley, and Northwestern Mutual Investment Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage clients. The firm’s integrated model leverages proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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