Matthew Apkarian is a CFA® charterholder with three years of industry experience, currently serving at Fidelity since 2025. His prior experience includes roles at Cerulli Associates and Strategic Advisers LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, utilizing model portfolios built from mutual funds, ETFs, and ETPs with systematic methodologies and long-term asset allocation benchmarks.

Aimee Degiovanni is a CFP® professional with 14 years of industry experience, currently serving at Strategic Advisers, Inc., a Fidelity Investments company, since 2016. She holds the Series 65 designation and is based in Boston, MA. Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios, and it is noted for its advisory role to multiple registered investment companies and use of AI-driven research methods.

Alexander Deiko is a CFA® charterholder with nine years of industry experience. He is currently with Fidelity and has previous experience at Loomis, Sayles & Co. His career includes roles at Fidelity spanning from 2014 to the present. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Benjamin Allen is a financial advisor at Strategic Advisers LLC, a Fidelity Investments company, with two years of industry experience. He holds a Series 65 designation and has worked at Silicon Valley Bank and Boston Private Wealth prior to joining Strategic Advisers. His background also includes four years at Skidmore College. Strategic Advisers provides investment management and advisory services to retail and institutional investors, including discretionary portfolio management and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, serving a diverse client base with systematic investment approaches.

Nicholas Yoo is a financial advisor with Fidelity Investments in Boston, MA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Fidelity since 2007 and previously spent three years at J.P. Morgan Investment Management Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Marcus Mcgraw is a financial advisor with Fidelity in Boston, MA, holding a Series 66 designation and over 25 years of industry experience. He has been with Fidelity Brokerage Services LLC since 1998. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages its offerings with oversight and conflict-of-interest controls.

Daniel Yusup is a financial advisor at Fidelity with Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at BNY Mellon Capital Markets, xBK LLC, Armstrong Advisory Group, Securities America, Heritage Financial Services, and Credit Suisse Asia. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and model portfolio construction using a combination of fundamental research, quantitative analysis, and algorithmic methods.

Karlantoine Balan is a financial advisor at Fidelity with a Series 65 credential and two years of industry experience. He has been with Fidelity Investments since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, arranging model portfolios from mutual funds, ETFs, and ETPs using systematic methodologies and long-term asset allocation benchmarks.

Adil Diouri is a CFA® charterholder affiliated with Strategic Advisers LLC, a Fidelity Investments company, with one year of industry experience. He is based in Boston, MA, and has been with Strategic Advisers since 2020 in various roles. Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios that utilize mutual funds, ETFs, and ETPs.

Jingying Li is a CFA® charterholder based in Boston, MA, with 15 years of industry experience. She has been with Strategic Advisers, a Fidelity Investments company, since 2010. Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and management for multiple registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its use of systematic methodologies and AI tools in portfolio management.

Matthew Mitsis is a financial advisor with Fidelity in Boston, MA, holding a Series 65 designation and 15 years of industry experience. He has worked with Strategic Advisers, Inc. since 2011. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Matthew Kerns is a CFA® charterholder with nine years of industry experience, currently serving as a financial advisor at Fidelity in Boston, MA. He has worked at Fidelity and its affiliated entities since 2008. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios, and it maintains roles as a commodity pool operator and advisor to multiple funds.

Michelle Morgan is a financial advisor with Fidelity, holding a Series 65 credential and 15 years of industry experience. She has worked at Strategic Advisers LLC, a Fidelity Investments company, since 2010. Strategic Advisers provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary research with quantitative analysis and algorithmic portfolio construction, serving as a formal advisor to multiple registered investment companies and delivering model portfolios to intermediary platforms.

Ying Le is a CFA® charterholder and financial advisor at Fidelity with seven years of industry experience. Prior to joining Fidelity in 2019, Le worked for five years at Wellington Management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, registered investment companies, and a charitable gift fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, managing model portfolios made up of mutual funds, ETFs, and ETPs while maintaining oversight of affiliated and unaffiliated sub-advisers.

Bryan Fink is a financial advisor at Fidelity with a Series 65 designation. He has been associated with Strategic Advisers Inc since 2015. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable and registered investment entities. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model strategies.

Peter Dow is a CFA® charterholder with 14 years of industry experience. He is currently affiliated with Strategic Advisers, Inc., a Fidelity Investments company, where he has worked since 2011. The firm provides investment management and advisory services to a diverse client base, including retail and institutional investors, and utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios. Strategic Advisers is notable for its role as a commodity pool operator and its application of algorithmic methods and AI in research.

Elizabeth Johnson is a financial advisor at Fidelity with 15 years of industry experience. She holds the Series 65 designation and has been with Fidelity Investments since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various asset classes.

Mark Truchan is a CFP® with seven years of industry experience, currently serving at Strategic Advisers, Inc., a Fidelity Investments company. He holds Series 63 and Series 65 licenses and has been with the firm since 2015. Strategic Advisers provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Robert Shapiro is a financial advisor at Fidelity with CFA® and Series 63 credentials and four years of industry experience. He has worked at Strategic Advisers Inc since 2022, following sixteen years at State Street Global Advisors and over two decades at Singular Research. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Natalie Fabrizio is a CFA® charterholder currently with Fidelity in Boston, MA, where she has worked since 2026. She has prior experience at PNC Bank from 2021 to 2026 and held positions in education at Kent State University and McDowell High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.