David Croft is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of experience in the investment industry. Prior to joining Fidelity, he spent nine years with DriveTime Car Sales LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its role as a commodity pool operator, advisory services to registered investment companies and fund-of-funds, and its use of algorithmic methods and AI in research.

Aaron Talbert is a financial advisor at Fidelity with nine years of industry experience. He holds a Series 66 designation and has worked with multiple divisions of Fidelity since 2015. Talbert also served in the Kentucky National Guard for ten years. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver diversified model portfolios and advisory solutions.

Ryan Wilham is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked in various roles across Fidelity Brokerage Services LLC since 2008, including seven years with Fidelity Personal and Workplace Advisors and his current role at Fidelity Investments since 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and employs systematic methodologies supported by AI and long-term asset allocation strategies.

Jennifer Welsh is a financial advisor at Fidelity with 14 years of industry experience. She holds the Series 63 and Series 66 designations and has worked within various divisions of Fidelity since 2011, including Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios comprising mutual funds, ETFs, and ETPs.

Kevin Graf is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He partners with high net worth individuals and families to guide financial decisions and help clients avoid common financial planning pitfalls. With nearly 15 years of experience in the financial industry, Kevin has developed a professional approach that emphasizes the importance of a consistent process to achieve repeatable results. Throughout his tenure at Fidelity, he has held various roles including Financial Consultant, Portfolio Specialist, Client Management Representative, Retirement Solutions Representative, High Net Worth Service Associate, and Financial Representative, demonstrating broad expertise in investment and client management. Kevin holds insurance licenses in Arkansas and California. Outside of his professional work, he enjoys activities such as camping, family activities, football, social events with friends, golf, and traveling.

William Lallathin is a financial advisor with Fidelity Investments in Covington, KY, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity, he worked at Progressive Sales Solutions for 11 years and had a brief role at HR / Blair Tech. He is the sole proprietor of Progressive Sales Solutions, a communication skills provider, though he currently does not manage any projects there. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm’s investment approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios built from mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Matthew Spaletto is a financial advisor with Fidelity Investments in Covington, KY, holding Series 63 and Series 66 licenses and having one year of industry experience. His prior work includes positions at WEAS Engineering and several customer service roles. Matthew has also been involved with the University of Cincinnati since 2022. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a process that combines proprietary research with quantitative analysis and systematic portfolio construction. The firm is noted for its advisory role to registered investment companies and use of algorithmic methods and AI in its investment approach.

Olivia Timmerding is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Her prior work includes roles at IPS Logistix and Northern Kentucky University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its work with registered investment companies, use of systematic methodologies, and its role in delivering model portfolios to intermediary platforms.

Jeff Morris is a Financial Consultant at Fidelity Investments, where he has been serving since 2022. He works with individuals and their families to identify, prioritize, and assess financial opportunities aligned with both short-term and long-term goals. Jeff emphasizes partnership with his clients to understand their preferences and assist them in achieving their financial objectives. Jeff has held various roles at Fidelity Investments since 2016, including Regional Center Planning Consultant - Premium, Investment Consultant, Retirement Planner, Investment Solutions Representative, and Customer Relationship Advocate. His experience spans multiple facets of financial consulting and planning. He holds insurance licenses in Arkansas and California.

Ryan Rengering is a financial advisor at Fidelity with six years of industry experience and a Series 66 designation. His work history includes positions at Fidelity Brokerage Services since 2019, Fidelity Investments since 2025, and prior roles at Veritude, TSC Apparel, FIIOC, The Gibbs Firm, LLC, Northern Kentucky University, and Mason Grounds Management. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including a Charitable Gift Fund and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs, and is notable for its CFTC registration and advisory roles with multiple registered investment companies.

Kevin Creech is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked primarily with Fidelity-affiliated entities since 2005, with a brief tenure at Merrill. He is based in Covington, KY. Kevin is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and also serves multiple registered investment companies.

Bradley Walker is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Amazon.com and A&P Technology. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe of mutual funds, ETFs, and ETPs.

Cameron Oak is an Investment Solutions Representative III at Fidelity Investments, where he has been serving since 2026. He has progressed through several roles within the company, starting as a Customer Relationship Advocate in 2023, advancing to Investment Solutions Representative I in 2024, then to Investment Solutions Representative II in 2025, before assuming his current position. In his role as an investment advisor, Cameron focuses on helping individuals and families make informed financial decisions. He works with clients to build long-term wealth through thoughtful planning and disciplined investment strategies, aiming to support their financial security and peace of mind. Outside of his professional responsibilities, Cameron has interests in baseball, beach activities, football, snowboarding, and traveling.

Mark Hentz is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held roles at Swim Safe Pool Management, Lexus River Center, and Ruwe Family Pharmacy. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios constructed from mutual funds, ETFs, and ETPs, and engages in advisory roles for registered investment companies and fund-of-funds.

Andrew Beckman is a CFP® professional with 11 years of industry experience, currently affiliated with Fidelity. His prior experience includes roles at Pruco Securities, LLC, The Prudential Insurance Company of America, and Key Investment Services, LLC. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage various investment products.

Kevin Broxterman is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2007. Prior to this role, he worked as a Financial Service Representative at Fidelity Investments from 2000 to 2006. Throughout his career at Fidelity, he has followed the standards set by the CFP Board, prioritizing clients' interests in his financial planning and guidance. Kevin holds insurance licenses in Arkansas and California, supporting his work in financial consulting. He values building relationships with clients and focuses on strategies that enhance growth potential while minimizing risk. Outside of his professional work, Kevin is interested in fitness, football, social events with friends, parenthood, and pets.

Richard Spurlock is a Wealth Management Planning Consultant at Fidelity Investments, a role he has held since 2019. In this capacity, he focuses on addressing the unique financial service needs of his clients and their families, aiming to build strong relationships grounded in trust, reliability, and competency. He has been with Fidelity Investments since 2007, gaining experience in various positions including Service Representative, Premium Services Representative, Private Client Group Representative, and Client Services Help Desk. This progression reflects a comprehensive understanding of client services within the financial sector. Outside of his professional responsibilities, Richard enjoys activities such as bowling, fishing, golf, and spending time with his pets.

Kristopher Keefe is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. He previously worked at RDI Corporation and has been involved in the restaurant business as a bartender at Jefferson Social LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Carly Chafin is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, she was involved with Luckman Coffee Company for over a decade. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction with a focus on mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and constructs model portfolios for intermediary platforms.

Alexander Malof is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His work history includes roles at Fidelity Investments and ProCourse Fiduciary Advisors, among other positions. Outside of finance, he had a one-year involvement with Wicked Pickle. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in managing multi-manager and fund-of-funds strategies.