Zachary Carter is a Series 66 licensed financial advisor with Fidelity, based in Jacksonville, FL, with three years of industry experience. His background includes roles at Fidelity Investments and entrepreneurial ventures such as Dreamfield Sports LLC and De La Vega Rum and Tapas. Carter also has experience as a college athlete with UCF Football. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a variety of clients, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it is noted for its role in managing registered investment companies and delivering model portfolios using systematic methodologies.

Victor Rivera Marrero is a Financial Consultant at Fidelity Investments, where he has been serving since 2024. Prior to this role, he held positions including Planning Consultant and Workplace Planning Consultant at Fidelity Investments from 2022 to 2024, as well as Client Relationship Advocate - Full Trader from 2020 to 2022. His professional experience encompasses financial consulting and planning, with a focus on personalized and comprehensive financial guidance tailored to clients' unique circumstances, goals, and risk tolerance. He holds insurance licenses in Arkansas and California. Outside of his professional life, Victor enjoys spending time at the beach, engaging in family activities, fishing, and swimming. He values parenthood and caring for pets.

John Brown is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2006. Outside of his advisory role, he is the sole proprietor of Friendly Floridian Adventures, providing life coaching and leading educational outdoor tours, and is also a musician and managing member of the Snacks Blues Band. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of funds and model portfolios.

Chelsey Howell is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, she held roles in various customer service and support positions across fitness, retail, and university housing sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Dan Keefe is a Financial Consultant currently working at Fidelity Investments since 2022. Prior to this role, he held positions at Bank of America Merrill, including Financial Consultant from 2017 to 2022 and Financial Solutions Advisor from 2009 to 2017. He also worked as a United Kingdom Dealing Team Analyst at Merrill from 2006 to 2009. Dan holds insurance licenses in Arkansas and California. He emphasizes honesty, integrity, and a client-first approach in his work, focusing on understanding clients' financial goals and collaborating to develop plans aligned with their priorities and preferences. Outside of his professional career, Dan has interests in fitness and reading.

John Croshaw is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He collaborates with clients and their families to develop financial plans aimed at anticipating life transitions and preparing clients financially for them. His approach prioritizes client goals and aligns appropriate financial tools and resources to support their objectives. John has extensive experience in the financial services industry, having held several positions at Fidelity Investments since 2011, including Portfolio Specialist, Managed Accounts Client Management Representative, Investment Solutions Representative, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Advisor at Merrill Lynch from 2009 to 2010. He holds insurance licenses in Arkansas and California. Outside of his professional career, John has interests in baseball, boating, football, golf, traveling, and food.

Michael Competiello is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services since 2017. Prior to that, he held positions at Ryder Transportation and GE Capital. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Jennifer Singleton is a CFP® with four years of industry experience, currently advising with Fidelity. She has worked at Fidelity Investments since 2021 and has prior experience in education and service industries, including roles at Charter Schools USA and NCS Pearson Inc. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, applying systematic methodologies and oversight controls.

Lisa Ross is a financial advisor at Fidelity with Series 63 and Series 66 credentials and five years of industry experience. She has worked at Fidelity Investments since 2020 and previously was employed at Martin J. Gottlieb Day School from 2016 to 2020. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also serves as an adviser to multiple registered investment companies and constructs model portfolios with systematic methodologies.

Seth Tompkins is an Investment Solutions Representative III at Fidelity Investments, a role he has held since 2026. Prior to this, he served in various capacities within Fidelity, progressing from Investment Solutions Representative I in 2024 to his current position. His career also includes experience as a Customer Relationship Advocate at Fidelity Investments in 2023 and earlier roles as a Junior Financial Consultant at Florida Financial Advisors and a Member Services Intern at VyStar Credit Union. Seth holds insurance licenses in Arkansas and California. His professional focus involves partnering with clients to understand their financial goals and developing customized financial plans tailored to their needs. He emphasizes forming strong relationships with clients and maintaining trust, reliability, and competency. Outside of his professional life, Seth has interests in beach activities, fishing, football, golf, and music.

Kaigan Miller is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2024. He has been active in the financial services industry since 2011, bringing over a decade of experience to his role. His career includes positions such as Investment Management Consultant II, PAS Client Management Representative, and Investment Solutions Representative at Fidelity Investments. Prior to that, he worked as a Private Client Banker at JP Morgan Chase and as a Financial Advisor at Edward Jones, as well as in life insurance brokerage at Benchmark Insurance Group. Throughout his career, Kaigan has focused on collaborating with clients to develop tailored financial strategies and holistic financial planning. He is dedicated to understanding client priorities and assisting them in pursuing their financial goals. He holds insurance licenses in Arkansas and California. Outside of his professional work, Kaigan has personal interests that include boating, fishing, football, outdoor adventures, parenthood, and pets.

Michael Higgins is a Planning Consultant at Fidelity Investments, a position he has held since 2016. In his role, he collaborates with clients to develop financial plans tailored to their individual and family needs. He focuses on building financial plans, identifying strategies to improve those plans, and maintaining ongoing communication with clients. Michael holds insurance licenses in Arkansas and California.

Hope Waggett is a financial advisor with Fidelity Investments in Jacksonville, FL, holding a Series 66 designation and five years of industry experience. Prior to her current role, she worked at Vizergy Digital Marketing for five years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver diversified model portfolios. The firm also serves as a registered commodity pool operator and advises multiple registered investment companies and fund-of-funds.

Chris Timothy is a financial advisor at Fidelity with six years of industry experience. He holds a Series 66 designation and has worked with Fidelity Investments since 2020. Prior to his financial career, he spent eight years at Jones Technical Institute and two years at Capella University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering discretionary and non-discretionary services and managing multi-manager and fund-of-funds structures.

Kaitlyn Gurtner is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Before joining Fidelity Brokerage Services, she worked in various roles including digital design and grocery delivery. Outside of her advisory role, she engages in freelance digital design work for local businesses in Jacksonville, Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, with a focus on model portfolios constructed from mutual funds, ETFs, and ETPs.

Christopher Plasencia is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at ADT Solar and Momentum Solar, as well as a lengthy tenure at Publix Supermarkets. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing proprietary fundamental research combined with quantitative and algorithmic portfolio construction methods. The firm is noted for its regulatory registrations and its use of AI and systematic approaches in developing model portfolios.

Nicholas Mcnamara is a financial advisor at Fidelity with the Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, he held multiple positions across various industries and maintains small business activities including sole proprietorships in resale and lawn care services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment approach that integrates proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diversified client base including registered investment companies and offers model portfolios through intermediary platforms.

Sean Ricci is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with Fidelity Brokerage Services LLC since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Jamie Johnson is a Series 66-licensed advisor at Fidelity with one year of industry experience. Prior to joining Fidelity, Johnson held various roles including positions at Florida State College of Jacksonville and Clay County Supervisors. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and offers advisory services to multiple registered investment companies.

Thomas Wood is a financial advisor at Fidelity with Series 63 and 66 licenses and four years of industry experience. Prior to joining Fidelity, he worked at Vacasa and Meyer Vacation Rentals. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses proprietary fundamental research combined with quantitative analysis and systematic portfolio construction, and it serves as an adviser to multiple registered investment companies and fund‑of‑funds.