David Reff is a financial advisor at Fidelity with two years of industry experience. He holds the Series 63 and Series 66 licenses. Outside of his advisory role, he is a Florida-registered notary public, providing document notarization services both in person and online. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios using mutual funds, ETFs, and ETPs.

Jessica Dreicer is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 63 and Series 65 credentials and 14 years of industry experience. Her prior experience includes roles at Lincoln Investment, Capital Analysts, Bank of America, Merrill, and Ullmann Wealth Partners. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios composed of mutual funds, ETFs, and ETPs and serves in advisory roles for multiple registered investment companies and fund-of-funds.

Noah Greco is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His prior work includes roles at Uber, Progressive Insurance Company, and the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad investable universe.

Gregg Lunsford is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2007. Outside of his advisory role, he owns and operates Lunsford Woodworks, a business that manufactures and sells wood crafts and furniture. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Jake Mchugh is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 designations and seven years of industry experience. His background includes roles at Fidelity Brokerage Services LLC and North Florida Financial Corporation, as well as five years at the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery.

Kevin Hefner is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes roles at Marriot Hotel, Tax Defence Network, and Cool Stuff Games. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage investments across mutual funds, ETFs, and ETPs.

Brandon Eguchi is a Financial Consultant at Fidelity Investments, where he has held various roles since 2020, including Investment Solutions Representative I and III, and Fixed Income Specialist. Prior to joining Fidelity, he worked as a Workplace Solutions Officer and Financial Sales Advisor at BBVA Bank and as a Loan Specialist at OneMain Financial. Brandon is licensed to provide insurance in Arkansas and California. His professional approach focuses on simplifying complex financial concepts and collaborating with clients to develop strategies aligned with their individual priorities and goals. Outside of his professional work, Brandon has interests in art, biking, cooking and baking, fitness, museums, and pets.

Matthew Daugherty is a financial advisor at Fidelity with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Strategic Advisers Inc and various Fidelity entities since 1999. Outside of his advisory role, he works as a food delivery driver for DoorDash. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS‑qualified Charitable Gift Fund. The firm’s investment process combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, delivering model portfolios that utilize mutual funds, ETFs, and ETPs.

Eric Smith is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies. The firm utilizes a blend of fundamental research and quantitative analysis to construct model portfolios spanning mutual funds, ETFs, and ETPs, and serves as an adviser to multiple registered funds.

Chelsea Ugarte is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Fidelity, she held positions in various sectors including property management and retail. Outside of her advisory role, she operates Cranberries & Cotton, an online resale business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, fund advisory roles, and model portfolios.

Sydney Bridges is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, Bridges held roles at Meinrod & Leeper Wealth Management of Raymond James, Carson Group, and B&C Financial Advisors. Outside of finance, Bridges has worked in housing and residence life at the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, leveraging proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to manage model portfolios.

Tscharner Darby is a financial advisor at Fidelity with eight years of industry experience. They hold Series 63 and Series 66 designations and have worked at Fidelity Brokerage Services LLC since 2017. Their work history also includes a brief tenure at Vystar in 2017. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Timothy Wolgemuth is a financial advisor with Fidelity in Jacksonville, FL. He holds the Series 66 designation and has been with Fidelity since 2025. Prior to joining Fidelity, he has experience in real estate and related roles, including working with Keller Williams Realty as an independent contractor handling real estate referrals. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory and portfolio management with a focus on combining fundamental research and quantitative analysis through systematic methodologies and long-term asset allocation.

James Laddaga is currently the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He has been with Fidelity Investments since 2005, serving in various roles including Financial Consultant, Portfolio Specialist, and Retirement Specialist, among others. James holds an Arkansas Insurance License, supporting his expertise in financial planning and investment consulting. His professional experience spans over a decade in the financial services industry, focusing on tailored financial planning to help clients achieve confidence in their financial futures. Outside of his professional role, James enjoys activities such as board games, cooking and baking, fitness, kayaking, running, and traveling.

Javen Thompson is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His work history includes roles at Fidelity Investments, Aerotek/Actalent, Bank of America, Citibank, and Coopers Hawk Winery & Restaurant. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also offers management and consulting services and is notable for its use of AI-driven research and its role as a registered commodity pool operator.

Charli Clifford is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Her prior roles include positions at Aerotek, Aston Carter, and Turning Point Christian Academy. She works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage multi-manager funds, model portfolios, and registered investment companies.

Austin Gapen is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 63 and Series 66 licenses and four years of industry experience. His work history includes roles at Fidelity Investments as well as positions outside the financial sector, such as at Willowbrook Ford and Amazon. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad investable universe.

Robert Mcsweeney is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Atlantic Tax Service and teaching positions at Broward College and the University of Central Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also operates as a commodity pool operator, advises multiple registered investment companies, and utilizes AI-driven methodologies in its investment process.

Ira Holowell is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2017. Prior to this role, he served as a Retirement Relationship Manager at Fidelity Investments from 2012 to 2017. In his current capacity, Ira partners with individuals and families to develop financial plans aimed at improving their overall financial well-being. He focuses on understanding clients' goals and needs to outline effective and detailed financial plans and investment strategies. Ira holds insurance licenses in Arkansas and California, supporting his work in the financial services industry. Outside of his professional responsibilities, he has interests in baseball, fishing, football, military service, outdoor adventures, and scuba diving.

Trevor Canali is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. He has been with Fidelity since 2007, progressing through various positions including Financial Consultant, Retirement Representative IV, Senior Investment Representative-Customer, Investment Representative Phones, and Financial Representative PreLicensed. Trevor has extensive experience helping clients with their financial needs and holds insurance licenses in Arkansas and California. His professional background reflects a consistent focus on client service and investment guidance. Outside of his professional work, Trevor enjoys camping, family activities, fitness, football, gardening, and volunteering.