Grant Garrett is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Fidelity. He has been with Fidelity and its affiliates in various roles since 2011. Garrett also serves as adjunct faculty at the University of North Texas, where he teaches a course on Life Insurance. Strategic Advisers LLC, part of Fidelity Investments, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

James Nicol is a financial advisor at Fidelity with 26 years of industry experience. He holds a Series 66 designation and has worked with various Fidelity entities since 2001. His career includes roles at Strategic Advisors Inc, where he has been active since 2000. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.