Richard Montoya is a Wealth Management Planning Consultant at Fidelity Investments, where he collaborates with clients and their families to develop and maintain comprehensive multi-generational wealth plans. He is part of a Wealth Management Team dedicated to addressing client service and planning needs. Richard has professional experience spanning several roles in the financial services industry. Before joining Fidelity Investments in 2022, he worked as a Registered Client Associate at Wells Fargo from 2021 to 2022, a Premier Banker at Wells Fargo from 2019 to 2021, and a Relationship Banker at Chase Bank from 2015 to 2019. He holds a California Insurance License. Outside of his professional work, Richard has interests in fishing, football, and military service.

Dylan Carey is a Series 66 licensed financial advisor at Fidelity with six years of industry experience. His prior roles include positions at LPL Financial, Redwood Credit Union, and CUSO Financial Services. Carey is based in Petaluma, California. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction.

Jane Sa is a financial advisor with Fidelity Investments, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Chase Bank, Edward Jones, and Morgan Stanley. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.