Joseph Bouffard Jr. is a financial advisor with Fidelity, holding Series 63 and Series 65 credentials and 21 years of industry experience. He has worked within various Fidelity divisions since 2007, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. He is part of Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage and advise a diverse range of investment vehicles, including model portfolios and multi-manager funds.

Patrick Tejeda is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation. His background includes various roles, such as involvement with Loyola University Maryland Athletics and work in digital media and refrigeration before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including management of registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative and algorithmic portfolio construction, utilizing model portfolios comprised of mutual funds, ETFs, and ETPs.

Matthew Gue is a Vice President and Financial Consultant at Fidelity, a role he has held since 2025. He partners with clients to understand their unique short and long-term goals and helps build customized financial plans. His approach emphasizes forming strong relationships and delivering a high level of trust and reliability. Matthew has extensive experience in the financial services industry, having worked with Fidelity Investments since 2021. Prior to that, he held several positions at T. Rowe Price from 2013 to 2021, including Financial Consultant, Manager, Investment Specialist, Specialist, and In-Plan Representative. This experience has provided him with a broad understanding of financial consulting and investment management.

Kara Mikotowicz is a Planning Consultant at Fidelity Investments, where she collaborates with local Financial Consultants to understand clients' financial situations and assist them in working toward their financial goals. She focuses on helping clients develop financial plans tailored to their priorities and aspirations. Kara's professional experience includes roles as a Financial Advisor at American Wealth Strategy Group from 2021 to 2022, a Senior Financial Consultant at T. Rowe Price from 2020 to 2021, and a Financial Consultant at T. Rowe Price from 2019 to 2020. Through these positions, she has gained experience in financial advising and consulting. Outside of her professional work, Kara enjoys family activities, football, golf, pets, reading, and traveling.

Dustyn Debernardo is a financial advisor with Fidelity Investments, holding a Series 66 designation and one year of industry experience. His prior roles include positions in education at Towson University and Baltimore County Public Schools. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios including mutual funds, ETFs, and ETPs.

Michael Gula is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held various roles in the hospitality and restaurant sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its formal advisory role to multiple registered investment companies and use of systematic methodologies in building model portfolios.

Erin Dauses is a financial advisor at Fidelity with 11 years of industry experience. She holds the Series 66 designation and has worked at various Fidelity entities since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a variety of clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios across mutual funds, ETFs, and other investment vehicles, and supports registered investment companies and institutional clients through systematic methodologies and oversight controls.

Gabrielle Schmidt is a Planning Consultant who collaborates with Financial Consultants to support clients in achieving their financial goals. She focuses on understanding each client individually to foster a unique relationship within the team. In 2022, Gabrielle worked as a Financial Representative at Fidelity Investments. Outside of her professional role, she enjoys spending time at the beach, participating in social events with friends, skiing, and traveling.

Jason Powell is the Vice President and Branch Leader at Fidelity Investments, where he oversees support for associates and clients in the Towson territory. He has held this leadership role since 2011, focusing on helping clients achieve their financial goals and supporting his team's development. Mr. Powell's career spans over two decades in the financial services industry, with previous roles at Fidelity Investments including Assistant Branch Office Manager. Prior to joining Fidelity, he held multiple positions at T. Rowe Price, such as Branch Manager, Assistant Branch Manager, Investment Counselor, and Investment Services Representative. His experience encompasses branch management and investment counseling. Outside of his professional responsibilities, Jason Powell enjoys biking, camping, skiing, and participating in family activities. He is also involved in volunteering in his community.

Justin Muhl is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2023. He began his career in the financial services industry in 2006 and has held various positions including Financial Consultant and Investment Consultant at Fidelity Investments, as well as roles at T Rowe Price and Northwestern Mutual Investment Services. With extensive experience spanning over a decade, Justin has developed expertise in financial consulting and investment services. His professional journey reflects a consistent commitment to partnering with clients to understand their financial goals and develop customized financial plans. Justin emphasizes building strong relationships with clients and their families, focusing on trust, reliability, and competency in his work.

Meylin Mauldin is a Financial Consultant at Fidelity Investments, where she collaborates with clients to design retirement plans aimed at meeting their goals. She emphasizes a holistic approach to financial planning, considering both lifestyle and legacy to help clients achieve a more fulfilled retirement. Her professional experience includes roles as a Financial Consultant at Fidelity Investments since 2021, an Investment Consultant at Fidelity from 2020 to 2021, a Financial Consultant at T. Rowe Price from 2017 to 2020, a Financial Representative at MetLife Premier Client Group from 2015 to 2016, and a Registered Banker at Wells Fargo Bank from 2013 to 2015. Outside of her professional work, Meylin has interests in art, the beach, food, golf, music, and running.

Jessica Nyce Parker is a Planning Consultant at Fidelity Investments, a role she has held since 2023. In this capacity, she assists her Vice President, Financial Consultants, and their clients by providing service and planning assistance aimed at helping clients pursue financial independence. Her professional experience in the financial services industry includes previous roles at Fidelity Investments as a Relationship Manager from 2022 to 2023 and as a Financial Representative from 2021 to 2022. Prior to joining Fidelity, she worked as an Associate Advisor at WMS Partners from 2018 to 2020, as a Financial Services Representative at MassMutual from 2016 to 2018, and as a Financial Representative at AIG from 2014 to 2016. Outside of her professional career, Jessica has interests in art, cooking and baking, fitness, hiking, parenthood, and pets.

Wylan Jensen is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he worked at Harborside Group and has experience in diverse fields including hospitality and retail. He was also involved with Great Frogs Winery and Papa Johns. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves retail and institutional investors, including registered investment companies, and employs systematic methodologies and long-term asset allocation benchmarks.

Ryan Kenny is a Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2013, progressing through various roles including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before assuming his current position in 2021. As a CERTIFIED FINANCIAL PLANNER™, Ryan works closely with his clients to develop personalized and comprehensive financial plans, focusing on the needs of affluent clients. He brings over a decade of experience in financial consulting and utilizes Fidelity's resources to support his clients' unique financial goals. Ryan emphasizes building strong relationships by getting to know his clients and their families personally, aiming to serve as a trusted advisor across generations. Outside of his professional work, Ryan enjoys activities such as spending time at the beach, family activities, fitness, golf, outdoor adventures, and traveling.

Brian Griffin is a Financial Consultant currently working at Fidelity, where he has held various consultant roles since 2021. His career progression at Fidelity includes positions as a Workplace Planning Consultant, Planning Consultant, Financial Consultant 1, and currently as a Financial Consultant since 2024. Brian's professional approach centers on developing financial strategies tailored to his clients' individual needs. He emphasizes meeting clients where they are, respecting their decisions and boundaries, and collaborating to design custom financial plans. His goal is to build relationships that extend beyond professional interactions, fostering a personalized and comfortable environment. Outside of his professional work, Brian enjoys activities such as biking, fitness, hiking, kayaking, music, and parenthood.

Carly Hughes is a Financial Consultant currently working at Fidelity Investments. She has been with Fidelity since 2020, initially serving as an Investment Consultant before transitioning to her current role in 2023. Prior to joining Fidelity, Carly worked as a Financial Consultant at T. Rowe Price from 2008 to 2018. Throughout her career, Carly has focused on developing personalized financial strategies tailored to her clients' unique needs, values, and objectives. She collaborates with clients to co-create customized financial plans that address both their short-term priorities and long-term financial goals, aiming to provide confidence and clarity in their financial decisions.

Margo Bryant is a financial advisor at Fidelity with 30 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Fidelity in various capacities since 2016, including roles at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Prior to Fidelity, she worked for T. Rowe Price Advisory Services, Inc. for 15 years. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm’s investment process combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs using systematic methodologies and long-term asset allocation benchmarks.

David Martin is the Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity for over 25 years, where he assists clients and their families with understanding and working towards their financial objectives. He utilizes Fidelity's technology and resources to help clients create, implement, and maintain their financial plans. Prior to his current role at Fidelity, David held positions as a Financial Consultant and Investment Consultant within the firm, and earlier worked as a Financial Planner at Raymond James and Associates. His experience spans various financial planning and consulting roles, providing him with a broad understanding of the financial services industry. Outside of his professional work, David has interests in fitness, golf, and reading.

Rebecca Simmons is Vice President, Wealth Planner at Fidelity Investments, a role she has held since 2023. She has been with Fidelity Investments since 2011, progressing through positions including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant. In her current role, Rebecca helps clients and their families navigate financial decisions and life transitions by developing step-by-step plans tailored to their goals. She initiates client relationships with goals and education sessions, followed by customized strategy sessions and semi-annual reviews to maintain and refine those plans. Rebecca holds a California Insurance License.

Dominic Patti is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He collaborates with clients and families to develop financial plans that aim to grow and protect wealth while simplifying their financial journeys. His approach is built on trust and transparency, allowing for tailored strategies that address both short and long-term financial goals. Dominic's professional experience includes multiple roles at Fidelity Investments, starting as a Financial Representative in 2020, advancing to Relationship Manager in 2022, and Investment Consultant in 2023 before assuming his current position. Prior to Fidelity, he worked as a Financial Services Representative at T Rowe Price from 2019 to 2020.

Mark Peloquin is a Planning Consultant at Fidelity Investments, a position he has held since 2022. He focuses on assisting clients with investing, asset allocation, financial planning, and holistic planning through retirement. Prior to joining Fidelity, he worked as a Financial Consultant at TIAA from 2013 to 2022. Mark enjoys getting to know clients and helping them navigate complex financial decisions. He works with the Fidelity team to leverage their extensive experience in the field. Outside of work, Mark has interests in baseball, football, music, puzzles, running, and soccer.

Natalie Velleggia is Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2023. She has been with Fidelity Investments since 2015, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Natalie's work focuses on guiding clients and their families through financial decisions and life transitions by developing personalized plans that align with their goals and vision of financial success. She emphasizes understanding client objectives to customize pathways to meet their financial needs. She holds a California Insurance License.

Nicole Harper is a Financial Consultant at Fidelity Investments, a position she has held since 2022. In this role, she focuses on understanding the financial perspectives of her clients and helping them define their financial goals and avoid potential pitfalls. She utilizes timely insights and the resources available at Fidelity to create a collaborative approach to financial planning. Nicole has over a decade of experience in the financial services industry. Prior to her current role, she was an Investment Consultant at Fidelity Investments from 2021 to 2022. She also worked as a Premier Banker at Truist from 2017 to 2021. Her earlier experience includes positions at PNC, where she served as a Financial Specialist II from 2015 to 2017, a Financial Sales Consultant from 2012 to 2015, a Customer Service Associate from 2011 to 2012, and a Peak-Time Teller from 2010 to 2011.

Max Davis is a Financial Consultant currently working at Fidelity Investments since 2020. He has been with Fidelity Investments since 2013, serving in various roles including Investment Consultant from 2015 to 2020 and Financial Representative from 2013 to 2015. Prior to that, he worked as a Financial Specialist at Nationwide from 2009 to 2013. His professional experience encompasses financial consulting and investment advising, with a focus on creating financial plans tailored to the unique goals, priorities, family situations, hobbies, and investment experiences of his clients. Max emphasizes the importance of individualized financial planning to help clients achieve comfortable and worry-free financial outcomes. Outside of his professional work, Max enjoys board games, cooking and baking, family activities, football, social events with friends, and music.

Michael Sprague is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. In his role, he focuses on understanding clients' needs, fears, and goals to develop personalized financial plans. Michael emphasizes building relationships that go beyond finances, aiming to understand the factors that influence clients' decisions. This approach supports creating tailored strategies that align with clients' current situations and long-term objectives. Outside of his professional work, Michael enjoys fishing, golf, outdoor adventures, skiing, and traveling.

James Brady is a Financial Consultant who assists clients and their families in understanding their financial well-being and collaboratively developing plans for their short-term and long-term needs. He emphasizes building relationships based on trust to guide clients toward achieving their financial goals. He has held various roles in the financial services industry, including Investment Consultant, Relationship Manager, and Financial Services Representative at Fidelity Investments from 2022 to 2024. Prior to that, he worked at T. Rowe Price in positions such as Workplace Investment Consultant, High Net Worth Client Representative, and Retail Investment Services Representative between 2019 and 2022. Outside of his professional work, James has interests in concerts, cooking and baking, fitness, football, outdoor adventures, and pets.

Campbell Jamieson is an Investment Consultant at Fidelity Investments, a role he has held since 2024. In this position, he partners with clients and their families to understand their financial landscape, develop a roadmap, and guide them towards their financial goals through comprehensive personalized planning. Prior to joining Fidelity Investments, Campbell worked as a Senior Sales Consultant at T. Rowe Price from 2020 to 2024. Before that, he served as a DCIO Internal Wholesaler at State Street Global Advisors from 2016 to 2020. His professional experience spans investment consulting and sales roles within prominent financial institutions. [No information about education, credentials, personal interests, or community involvement was provided.]

Marcus Harris is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. He brings over 20 years of experience in financial advising, having previously worked as a Financial Consultant at Fidelity from 2010 to 2015 and as a Financial Advisor at Morgan Stanley Smith Barney from 2004 to 2009. His professional focus includes investment council and retirement planning for affluent and high net worth investors. Marcus specializes in retirement planning, tax efficient investing, estate planning considerations, gifting strategies, Social Security, and asset preservation. He emphasizes clear communication with clients, aiming to provide collaborative guidance that is prudent and predictable. Outside of his professional work, Marcus has personal interests in biking, museums, reading, skiing, and traveling.

Hugh OHern is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been in the financial industry for over 30 years, with extensive experience in wealth planning and investment strategies. Prior to his current role, he served as a Financial Consultant at Fidelity Investments from 2016 to 2021 and as an Investment Counselor at the same firm from 2014 to 2015. Before joining Fidelity, Hugh worked as an Investment Consultant at T. Rowe Price from 2008 to 2013 and held a role in Financial Sales at Maxim Financial Group from 2005 to 2007. Earlier in his career, he was the Director of Equity Trading at Citigroup from 1993 to 2004. Hugh is committed to assisting clients in selecting wealth strategies that benefit them and their families.

Luke Schmitz is an Investment Consultant at Fidelity Investments, a role he has held since 2024. In this capacity, he assists clients and their families in building financial plans tailored to their unique situations. Prior to this, he worked as a Financial Representative at Fidelity Investments in 2024. Luke focuses on developing strategies that align with his clients' goals, emphasizing a process built around trust and meaningful relationships. His approach is informed by his interest in finance, planning, and client engagement. Outside of his professional responsibilities, Luke has personal interests that include cars, fitness, golf, pets, and traveling.

Ethan Lizmi is a financial advisor with Fidelity in Towson, MD, holding a Series 66 designation. He has been with Fidelity since 2025 and has previous experience working in various roles including at Jersey Mike’s Subs and educational institutions. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its commodity pool operator registration, advisory roles with multiple registered investment companies, and the use of AI and systematic methodologies in its investment process.

Chris Magnolia is a Financial Consultant currently working at Fidelity Investments since 2024. In this role, he collaborates with clients to develop financial plans tailored to their specific needs, focusing on understanding their current financial position and identifying strategies to achieve their goals. Chris has experience in financial services dating back to 2019. Prior to his current role, he was an Investment Consultant at Fidelity Investments from 2021 to 2024, and before that, he worked as a Financial Advisor at First Financial Group from 2019 to 2021.