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Carlos T

Series 63, Series 65

Spokane, WA

First Command Advisory Services

Carlos Torres is a financial advisor with First Command Advisory Services holding Series 63 and Series 65 licenses. He has one year of industry experience and a background that includes service in the U.S. Army Reserve from 2003 to 2025. He is also involved with The Outer Banks LLC, a business activity outside of his advisory role. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Passive / index investing Active portfolio management Retirement income strategy Tax-loss harvesting ESG / Sustainable investing Self-Employed Young Professionals
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Brian S

Series 63, Series 65

Spokane, WA

First Command Advisory Services

Brian Sherwood is a financial advisor at First Command Advisory Services in Spokane, WA. He holds Series 63 and Series 65 licenses and has recently transitioned from a six-year career in the U.S. Navy to financial services, where he has been with First Command since 2026. Prior to his military service, he worked in education with Mead School District and in the food service industry. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to design and manage client portfolios.

Passive / index investing Active portfolio management Retirement income strategy Tax-loss harvesting ESG / Sustainable investing Self-Employed Young Professionals
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Debra M

Series 63, Series 65

Spokane, WA

First Command Advisory Services

Debra Miethe is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. Her prior experience includes six years at Thrivent Financial and seven years at Thrivent Investment Management Inc. She serves as president of Soarin' Glory, a nonprofit that installs solar-lit flagpole kits for military families at no cost. First Command Advisory Services, Inc. is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects and monitors model portfolios and third-party managers.

Passive / index investing Active portfolio management Retirement income strategy Tax-loss harvesting ESG / Sustainable investing Self-Employed Young Professionals
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Joshua C

Series 63, Series 65

Spokane, WA

First Command Advisory Services

Joshua Carruthers is an advisor at First Command Advisory Services with Series 63 and Series 65 licenses and one year of industry experience. He serves in the U.S. Air Force as Flight Chief of Business Systems and IT Training, managing enlisted members and administrative duties related to mission-specific IT maintenance. First Command Advisory Services is an SEC-registered investment adviser focused on serving individuals, corporate, and charitable clients, with a specialization in active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Passive / index investing Active portfolio management Retirement income strategy Tax-loss harvesting ESG / Sustainable investing Self-Employed Young Professionals
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Joshua G

Series 63, Series 65

Spokane, WA

First Command Advisory Services

Joshua Germeaux is a financial advisor with First Command Advisory Services in Spokane, WA. He holds Series 63 and Series 65 licenses and has three years of industry experience. His prior work includes roles at First Command Insurance Services, First Command Brokerage Services, and Vantage Marketing, as well as experience in education at Washington State University and secondary schools. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to design and monitor portfolios.

Passive / index investing Active portfolio management Retirement income strategy Tax-loss harvesting ESG / Sustainable investing Self-Employed Young Professionals
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Jon H

Series 66

Spokane, WA

First Command Advisory Services

Jon Howard is a financial advisor at First Command Advisory Services with a Series 66 designation and four years of industry experience. He has worked at several First Command entities since 2021 and serves as a Signal Officer in the US Army National Guard, where he plans training, conducts missions, and manages communications. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Passive / index investing Active portfolio management Retirement income strategy Tax-loss harvesting ESG / Sustainable investing Self-Employed Young Professionals
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