Julie Schatz is a CFP® with 22 years of industry experience and is currently an advisor at Forum Financial Management, LP. She previously worked at Investor's Capital Management, LLC for 17 years. Outside of her advisory role, she serves on the board of directors for ChemGrout Inc., a manufacturing company specializing in grouting equipment. Forum Financial Management, LP provides fee-based wealth management, financial planning, and qualified plan services to individual and institutional clients, while also serving as a sub-advisor and turnkey asset management platform for other independent RIAs. The firm manages model portfolios primarily using DFA institutional mutual funds and ETFs, operating with a Modern Portfolio Theory approach.

Jennifer Cray is a CFP® professional at Forum Financial Management, LP with 22 years of industry experience. She worked at Investor's Capital Management, LLC from 2006 to 2023 before joining Forum Financial Management. Outside of her advisory role, she is a member of F.A.M. LLC, through which she provides certain management services to Forum Financial Management under a service agreement. Forum Financial Management, LP offers investment advisory and related services to individuals, retirement plan sponsors, charitable organizations, and institutional clients. The firm utilizes model asset-allocation portfolios based on Modern Portfolio Theory, employing institutional mutual funds and ETFs, and provides a range of portfolio management, financial planning, and sub-advisory services.