Veronica Payne is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and with 22 years of industry experience. She has worked with Frost National Bank and Frost Brokerage Services, Inc. since 2008 and joined Frost Investment Services in 2017. Frost Investment Services serves individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management through a multi-advisor enterprise platform managing approximately $3.7 billion in assets. Its affiliation with a banking institution and a compensation model based primarily on assets under management distinguish the firm's operating structure.

Deshonna Mckinney is a financial advisor with Frost Investment Services in San Antonio, TX. She holds a Series 66 designation and has been with the Frost organization since 2018, including roles at Frost Bank and Frost Brokerage Services. Mckinney's experience in the industry spans approximately one year as a registered advisor. Frost Investment Services provides investment advisory and portfolio management to individual and corporate clients, including high-net-worth households. The firm operates as an enterprise advisory platform with 179 advisors and approximately $3.7 billion in client assets, distinguished by its affiliation with a banking institution and a compensation model based primarily on assets under management.

Adrian Sotelo is a financial advisor at Frost Investment Services with 24 years of industry experience. He has held roles at Frost Brokerage Services, PNC Investments, and BBVA-affiliated firms, including BBVA Wealth Solutions and BBVA Securities. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing a multi-manager platform with fundamental, technical, and cyclical research.

Alma Alcoser is a financial advisor at Frost Investment Services with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Advisors. Outside of her advisory role, she assists with bookkeeping at Ace Oilfield Deliveries in San Antonio. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing the Fidelity Managed Account Xchange platform and a combination of fundamental, technical, and cyclical research in its investment process.

Leigh Coughran is a financial advisor at Frost Investment Services with 14 years of industry experience. He holds a Series 63 designation and has worked with Frost Brokerage Services since 2002 and Frost National Bank since 2000. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs using a combination of in-house model portfolios and third-party managers, with additional services including tax and ESG overlays.

Roxanne Salinas is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. Her prior roles include positions at Bank of America, Merrill, and JPMorgan Chase. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a blend of fundamental, technical, and cyclical research through the Fidelity Managed Account Xchange platform.

Carina Diaz is a financial advisor at Frost Investment Services with six years of industry experience. She holds a Series 66 designation and has been with Frost Brokerage Services since 2019. Prior to her advisory role, she worked at Emler Swim School and Target, and she attended St. Edwards University. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a range of managed account programs implemented through the Fidelity Managed Account Xchange platform.

Rolando Ginyovszky is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Frost Brokerage Services and Frost Bank since 2014. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs through the Fidelity Managed Account Xchange platform, utilizing both proprietary and third-party investment strategies.

Michael Collier is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 credentials and 13 years of industry experience. His career includes roles at Frost Bank and Wells Fargo affiliates. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, implementing client portfolios via the Fidelity Managed Account Xchange platform with a multi-faceted investment research approach and optional tax and ESG overlay services.

Corey Jennings is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 registrations and eight years of industry experience. He has worked at several firms, including Victory Capital Advisers and USAA Financial Advisors. Frost Investment Services provides investment advisory and portfolio management services to individual, high-net-worth, and corporate clients. The firm operates as a large enterprise advisory platform affiliated with a banking institution, overseeing approximately $3.7 billion in client assets.

Holden Janysek is a financial advisor at Frost Investment Services with three years of industry experience. He holds the Series 66 designation and has worked previously at Equitable Advisors, LLC and Frost Brokerage Services, Inc. Outside of his advisory role, he works as an independent contractor providing general ranch hand services in San Antonio, TX. Frost Investment Services serves individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm is noted for its affiliation with a banking institution and its enterprise scale, overseeing approximately $3.7 billion in client assets managed by around 179 advisors.

Aaron Navarrete is a financial advisor with Frost Investment Services, holding a Series 66 designation and 13 years of industry experience. His career includes roles at Frost Bank and Frost Brokerage Services since 2019, as well as prior experience with JPMorgan Chase Bank and J.P. Morgan Securities. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing a combination of fundamental, technical, and cyclical research through the Fidelity Managed Account Xchange platform.

David Blanco is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 designations and possessing 11 years of industry experience. His prior roles include positions at Wells Fargo Clearing, WELLS FARGO Advisors, LLC, and Wells Fargo Bank, N.A. Outside of his advisory work, he operates a small vending machine business in Austin, TX. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm provides discretionary portfolio management and comprehensive financial planning through model-based strategies and unified managed accounts, utilizing the Fidelity Managed Account Xchange platform and combining research-driven investment approaches with optional tax and ESG overlay services.

Abigail Floyd is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and nine years of industry experience. She has worked at Frost Bank and its affiliated brokerage services since 2013. Frost Investment Services provides investment advisory and portfolio management services to individual clients, including high-net-worth households, as well as corporate clients. The firm operates as an enterprise advisory platform with a banking affiliation, managing approximately $3.7 billion in client assets through about 179 advisors.

Kristin Salyer is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and 27 years of industry experience. She has worked with Frost Brokerage Services, Inc. and Frost National Bank since 1998 and was with Frost Investment Services from 2017. Frost Investment Services provides investment advisory and portfolio management to individual and corporate clients, including high-net-worth households. The firm operates as an enterprise advisory platform affiliated with a banking institution and manages approximately $3.7 billion in client assets through about 179 advisors.

Terry Rohm is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at Citigroup Global Markets for 18 years before joining Frost Investment Services and Frost Brokerage Services in 2025. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm operates an enterprise advisory platform with a bank affiliation, overseeing approximately $3.7 billion in client assets across about 179 advisors.

Christine Sheppard is a financial advisor with Frost Investment Services, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. She has been with Frost Investment Services since 2017 and has prior experience at Frost National Bank and Frost Brokerage Services. Outside of her advisory role, she assists in the operation of a family partnership. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, including high-net-worth households. The firm operates as an enterprise advisory platform affiliated with a banking institution, managing approximately $3.7 billion in client assets across a team of around 179 advisors.

Doranelie Gutierrez is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and eight years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs through the Fidelity Managed Account Xchange platform, utilizing a combination of proprietary and third-party investment strategies.

Brian Nelson is a financial advisor at Frost Investment Services with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Frost Investment Services and its affiliated firms since 2018. Prior to that, he was with First Command Advisory Services and First Command Financial. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs, utilizing the Fidelity Managed Account Xchange platform and combining proprietary and third-party investment strategies.

Chinh Tu is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and 13 years of industry experience. Prior to joining Frost, he worked at J.P. Morgan Securities and JPMorgan Chase bank for over a decade. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs utilizing the Fidelity Managed Account Xchange platform, combining model portfolios and third-party managers with fundamental, technical, and cyclical research.