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John R

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

John Raymond is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs Ayco since 2025. Prior to his current role, his background includes positions at Element Times Square, Hyatt House Chelsea, and AFSCO, as well as academic experience at Fordham University. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, corporate participants, executives, plan sponsors, and institutional clients. The firm provides financial planning and portfolio management tailored to client objectives, leveraging proprietary research, multiple fee arrangements, and integrated capabilities across the Goldman Sachs ecosystem.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Justin C

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Justin Carruthers is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and six years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2021 and previously held roles at The Ayco Company, L.P./Mercer Allied, TD Bank, and Peckham Materials. Outside of his financial career, he participated in intramural basketball during his time at Hartwick College. Goldman Sachs Wealth Services advises a diverse client base, including individual and institutional investors, offering financial planning, portfolio management, and specialized services such as Private Family Office and Executive Wealth programs. The firm utilizes strategic allocation models and both discretionary and non-discretionary implementations, leveraging proprietary analytics and a broad range of affiliated capabilities across the Goldman Sachs ecosystem.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Vanessa J

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Vanessa Jones is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and one year of industry experience. Her prior roles include positions at the University of Rhode Island and the New York State Office of Children and Family Services. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, and institutional clients. The firm uses a range of strategic and tactical allocation models and offers services such as Private Family Office, Specialized Executive Wealth programs, and access to Alternative Investments.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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William L

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

William Lanzoni is a financial advisor with Goldman Sachs Wealth Services holding a Series 66 designation. He has been with Goldman Sachs & Co. LLC since 2025. His prior experience includes roles in both academic settings and local government. Goldman Sachs Wealth Services advises a diverse client base, including individual investors across wealth levels, corporate executives, plan sponsors, and institutional clients. The firm offers tailored financial planning and portfolio management supported by proprietary research and a range of specialized programs and investment platforms.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Max K

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Max Koen is a Series 66 licensed financial advisor with Goldman Sachs Wealth Services, having one year of industry experience. Prior to joining Goldman Sachs Ayco in 2025, he worked at Trustco Bank and SUNY Geneseo in various roles. Goldman Sachs Wealth Services advises a wide range of clients including individual investors, executives, and institutional clients, offering financial planning, portfolio management, and specialized wealth programs. The firm leverages a broad advisory platform with proprietary research, strategic asset allocation, and integration within the Goldman Sachs ecosystem.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Jared S

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Jared Smith is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and two years of industry experience. His prior work includes roles at The Goldman Sachs Group, Inc., The Carta Group, Community Bank Systems, Inc., SUNY Oswego, and Paul V. Moore High School. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a combination of discretionary and non-discretionary managers, offering tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Amanda R

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Amanda Ripley is a financial advisor at Goldman Sachs Wealth Services with five years of industry experience. She holds the Series 66 designation and has previously worked at Purshe Kaplan Sterling Investments and WSWHE Boces. Goldman Sachs Wealth Services provides financial planning and portfolio management to a broad client base, including individual investors, corporate participants, executives, and institutional clients. The firm employs strategic and tactical allocation models and offers access to specialized programs and alternative investments through integrated teams and affiliated Goldman Sachs entities.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Tanner D

Series 66, Series 63

Cohoes, NY

Goldman Sachs Wealth Services

Tanner Dydo is a financial advisor at Goldman Sachs Wealth Services with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Goldman Sachs, he held roles at Le Moyne College, BHG Financial, The Brewster Inn, Meadow Wood Farms, and Camp Dudley. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, executives, plan sponsors, and institutional clients, providing financial planning, portfolio management, and specialized programs. The firm leverages proprietary research, tactical allocation models, and integrated resources across the Goldman Sachs platform to tailor client solutions.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Jonathan W

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Jonathan Woods is a financial advisor at Goldman Sachs Wealth Services with 21 years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs & Co. LLC since 2021, following a 16-year tenure at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services delivers financial planning, investment management, and advisory support to a diverse client base, including individual, high-net-worth, corporate, charitable, and institutional clients. The firm leverages centralized investment resources and offers integrated services across affiliates, including banking and retirement consulting, to provide tailored wealth solutions.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Kyle M

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Kyle Mc Carey is a Series 66-licensed financial advisor with Goldman Sachs Wealth Services, bringing three years of industry experience. Prior to joining Goldman Sachs, he worked at Cadaret Grant & Co., Inc. and Westchester Financial Partners. Goldman Sachs Wealth Services offers financial planning and investment management to a diverse client base, including individuals, high-net-worth households, corporations, and charitable institutions. The firm utilizes centralized investment resources and model portfolios, delivering both discretionary and non-discretionary management while providing specialized programs such as Executive Wealth and Private Family Office support.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Seifeldin R

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Seifeldin Refaat is a financial advisor at Goldman Sachs Wealth Services with five years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs & Co. LLC since 2019, following roles at The Ayco Company and AXA Advisors. Goldman Sachs Wealth Services provides financial planning, portfolio management, and specialized wealth programs to a diverse client base including individuals, executives, plan sponsors, and institutional clients. The firm employs strategic allocation models and offers a range of service platforms supported by the broader Goldman Sachs ecosystem.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Thabo B

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Thabo Bakhuluma Ncube is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds a Series 66 designation and has worked previously at Goldman Sachs Ayco Personal Financial Management and in financial aid and services roles at Skidmore College. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and offers tailored solutions such as Executive Wealth, Private Family Office support, and retirement plan education, delivering services through both discretionary and non-discretionary management.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Colin G

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Colin Giombetti is a financial advisor at Goldman Sachs Wealth Services with three years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs & Co LLC since 2023. His prior work includes roles at Purshe Kaplan Sterling Investments and involvement with the Olds Irish Social Club. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutional clients. The firm offers tailored financial planning and portfolio management, utilizing strategic allocation models and a range of platforms, supported by an integrated approach leveraging the broader Goldman Sachs ecosystem.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Louise L

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Louise Lapras is a Series 66 licensed financial advisor with five years of industry experience. She has been with Goldman Sachs Wealth Services since 2019, following prior roles at The Ayco Company, L.P./Mercer Allied and various positions including at Siena College and General Electric Healthcare. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, and institutional clients. The firm utilizes centralized investment resources and model portfolios, offering tailored services such as Executive Wealth, Private Family Office support, and retirement plan education within a large integrated financial group.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Jeffrey V

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Jeffrey Van Wagner is a financial advisor at Goldman Sachs Wealth Services with 11 years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs & Co. LLC since 2021, following seven years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm leverages centralized investment resources and offers tailored solutions such as Executive Wealth and Private Family Office support, operating within a large integrated financial group with access to a broad range of affiliated services.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Benjamin A

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Benjamin Adams is a Series 66-licensed financial advisor with 15 years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2021 and previously spent 11 years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services offers financial planning, investment management, and advisory support to a diverse client base, including individual and high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a combination of discretionary and non-discretionary managers to implement tailored portfolios, supported by a range of corporate programs and integrated financial services.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Joseph L

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Joseph Lopez is a financial advisor at Goldman Sachs Wealth Services with a Series 66 credential and one year of industry experience. Prior to joining Goldman Sachs, he worked for Ultimus Leverpoint Private Fund Solutions for three years and has held various roles in community services and other sectors. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base that includes individual investors, corporate participants, executives, and institutional clients. The firm utilizes strategic and tactical allocation models and offers a range of advisory and investment platforms integrated with the broader Goldman Sachs ecosystem.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Samuel S

Series 63, Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Samuel Statham is a financial advisor with Goldman Sachs Wealth Services, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Goldman Sachs, he worked at Cetera and Cetera Investment Services LLC. He also has experience outside the financial sector, including roles at Lowe's Home Improvement and the College of Saint Rose. Goldman Sachs Wealth Services provides financial planning and investment management to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and offers tailored solutions such as Executive Wealth and Private Family Office support, leveraging its integration within a large financial group to deliver a broad range of advisory services.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Lance R

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Lance Risler is a financial advisor at Goldman Sachs Wealth Services with Series 66 credentials and one year of industry experience. His prior roles include positions with Youth For Christ and Grace Fellowship Church, as well as teaching and administrative work at Siena University and Augustine Classical Academy. Goldman Sachs Wealth Services provides financial planning and portfolio management to a wide range of clients, including individual investors, executives, and institutional clients. The firm utilizes strategic and tactical allocation models, specialized programs, and integrated resources from the broader Goldman Sachs ecosystem to deliver tailored investment solutions.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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Gavin H

Series 66

Cohoes, NY

Goldman Sachs Wealth Services

Gavin Hanse is a financial advisor with Goldman Sachs Wealth Services and holds a Series 66 designation. He has one year of industry experience and previously worked at Peckham Industries and Siena University. Outside of finance, he operated a pet sitting service for seven years. Goldman Sachs Wealth Services advises a diverse client base including individual investors, executives, plan sponsors, and institutional clients. The firm provides financial planning, portfolio management, and specialized wealth programs, leveraging strategic allocation models and a range of fee arrangements and platforms within the Goldman Sachs ecosystem.

Wealth management Equity compensation tax strategy Tax-loss harvesting Executive Founder/Business Owner Intergenerational Families
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