Stephen Locko is a financial advisor with GWN Securities Inc. in Carlsbad, CA, holding Series 63 and Series 65 credentials and possessing 35 years of industry experience. He has been with GWN Securities since 2009 and is also involved with ISN Network and Resource Marketing Associates, providing consulting on corporate enterprise risk and insurance. Additionally, he owns and operates Beachfront Tax LLC, a tax preparation business. GWN Securities offers investment advisory and related services to individual and corporate clients through various managed account programs and financial planning services. The firm employs a range of affiliated and unaffiliated sub-advisers and utilizes both model-based allocations and tactical strategies, including market-timing and momentum-based approaches.

Zachariah Schlegel is a financial advisor at GWN Securities Inc. He holds a Series 66 designation and has been in the industry since 2026. Prior to joining GWN Securities, his background includes roles in education and transportation as well as periods of travel. GWN Securities provides investment advisory services to individual and corporate clients through various managed account programs and financial planning offerings. The firm employs a mix of affiliated and unaffiliated sub-advisers and uses both asset allocation and tactical strategies in its investment approach.