Daniel Stevens is a ChFC® and holds a Series 66 license with 15 years of industry experience. He has been with Hantz Financial Services, Inc. since 2010. Hantz Financial Services, Inc. serves a diverse client base that includes high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning, portfolio and wealth management primarily through ETF-based model portfolios across five risk levels, supplemented by third-party managers and Direct Indexing, and combines advisory, broker-dealer, mortgage, and insurance services within a single enterprise.

Jason Tait is a financial advisor with Hantz Financial Services, Inc. He holds Series 65 and Series 63 licenses and has three years of industry experience. His prior work includes roles at PNC Investments LLC and Aaron Babycz Painting. Hantz Financial Services, Inc. serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and portfolio management using ETF-based model portfolios, supplemented by third-party money managers and advanced tools such as Direct Indexing and automated tax-loss harvesting.

Christopher Wohlfert is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding a Series 66 designation and 16 years of industry experience. He has been with Hantz Financial Services since 2010. Hantz Financial Services serves a diverse client base including individuals, high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and advanced strategies such as Direct Indexing, combining advisory and broker-dealer services with mortgage and insurance product sales.

Evan Dubay is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI. He holds a Series 66 designation and has been working in the financial industry since 2021. Prior to his current role, he gained experience at Neptune Holdings and has a background including positions at Target and Eastern Michigan University. Hantz Financial Services, Inc. serves individual clients, pension plans, charitable and corporate clients, and business owners by providing financial planning, portfolio management, and retirement plan consulting. The firm utilizes ETF-based model portfolios across various risk levels, supplemented by third-party managers and advanced technology platforms.

Ashley Humphrey is a financial advisor at Hantz Financial Services, Inc. based in Ann Arbor, MI. She holds a Series 66 designation and has recently transitioned into the advisory field after 25 years with Dexter A&W. Hantz Financial Services, Inc. serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and portfolio management primarily through ETF-based model portfolios, supplemented by third-party money managers and Direct Indexing, while also providing brokerage, mortgage, and insurance services through affiliated entities.

David Seidel is a CFP® and ChFC® with 26 years of experience in financial advising. He has been with Hantz Financial Services, Inc. since 1999. Based in Ann Arbor, MI, he holds a Series 63 license. Hantz Financial Services, Inc. serves individual clients, including high-net-worth households, as well as pension plans, charitable organizations, corporate clients, and business owners. The firm offers financial planning and wealth management through ETF-based model portfolios and third-party strategies, combining advisory and broker-dealer activities alongside mortgage and insurance product sales.

Justin Walker is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding a Series 66 credential with two years of industry experience. Prior to joining Hantz Financial Services in 2023, he worked at Rocket Mortgage and Credibly. He also serves as a recruiter with the Michigan Army National Guard. Hantz Financial Services serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm offers financial planning and portfolio management through ETF-based model portfolios combined with third-party managers and direct indexing, supported by technology partnerships and a structure that integrates advisory, brokerage, mortgage, and insurance services.

Zachary Cepo is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding a Series 66 designation with two years of industry experience. His prior roles include positions at Cole, Newton, and Duran, Encore Service Group, and involvement with University of Toledo Athletics. Hantz Financial Services, Inc. serves a diverse client base including individual, pension, charitable, corporate, and business owner clients. The firm employs primarily ETF-based model portfolios supported by third-party managers and technology platforms, combining advisory, brokerage, mortgage, and insurance activities.

Jacob Harry is a Series 66-credentialed advisor with two years of industry experience, currently with Hantz Financial Services, Inc. in Ann Arbor, MI. His prior work includes roles at Hantz Agency and City Steel. Hantz Financial Services, Inc. serves a diverse clientele including individuals, pension plans, charitable and corporate clients, and business owners. The firm uses ETF-based model portfolios combined with third-party money managers and unified managed accounts, delivering investment advice through a structured asset-allocation framework and utilizing technology platforms for trade execution and tax-loss harvesting.

Mary Shaw is a Series 66-licensed financial advisor at Hantz Financial Services, Inc. in Ann Arbor, Michigan, with 10 years of industry experience. She has been with Hantz Financial Services since 2016. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate entities, and business owners. The firm offers financial planning and portfolio management primarily through ETF-based model portfolios complemented by third-party money managers, employing an asset-allocation framework with automated features such as tax-loss harvesting.

Alan Palgut is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, with seven years of industry experience. He holds the Series 66 designation and has been with Hantz Financial Services since 2017, following prior experience at Kroger. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm employs ETF-based model portfolios across multiple risk levels and complements these with third-party managers and Direct Indexing, while also offering brokerage, mortgage, and insurance services through affiliated entities.

Anthony Sitto is a financial advisor at Hantz Financial Services, Inc. He holds a Series 66 designation and has been in the industry since 2025. His prior work experience includes roles at Chase Bank, Northwestern Mutual, and Central Mortgage Funding. Outside of finance, he has been involved in various positions spanning education and hospitality sectors. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension plans, charitable organizations, and business owners. The firm utilizes ETF-based model portfolios across multiple risk levels, combined with third-party managers and technology-driven solutions such as Direct Indexing and automated tax-loss harvesting.

Patricia Khoe is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding the CFP® and ChFC® designations with 16 years of industry experience. She has been with Hantz Financial Services since 2013. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios, supplemented by third-party managers and Direct Indexing, and combines advisory, broker-dealer, mortgage, and insurance services within a unique enterprise structure.

Austin Tapley is a CFP® and ChFC® with three years of industry experience, currently advising clients at Hantz Financial Services, Inc. in Ann Arbor, MI. His background includes roles outside finance, notably running a snow services and landscaping business and working in education from 2013 to 2023. Hantz Financial Services serves a diverse client base including individuals, high-net-worth households, pension plans, and business owners. The firm employs ETF-based model portfolios supplemented by third-party managers and uses advanced technology platforms for asset management and tax optimization, combining advisory and broker-dealer functions along with mortgage and insurance product distribution.

Jake Wohlfert is a financial advisor at Hantz Financial Services, Inc. based in Ann Arbor, MI. He holds a Series 66 designation and has one year of industry experience, having joined Hantz Financial Services in 2025. Prior to his advisory role, he held various positions including at Tropical Smoothie Cafe and Target, and has been involved with academic institutions such as the University of Michigan - Flint and Macomb Community College. Hantz Financial Services serves a diverse client base including individuals, high-net-worth households, pension and profit-sharing plans, and business owners. The firm offers financial planning and wealth management through ETF-based model portfolios and third-party managers, combining advisory, brokerage, mortgage, and insurance services within a distinctive enterprise structure.

Rachel Nichols is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding Series 63 and Series 65 credentials with 20 years of industry experience, all at Hantz since 2006. Hantz Financial Services serves a diverse clientele including individuals, high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm’s investment approach features ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, while combining advisory, brokerage, mortgage, and insurance services within its enterprise structure.

Deanna Mouat is a financial advisor at Hantz Financial Services, Inc. with five years of industry experience. She holds the ChFC® designation and Series 66 license. Her previous roles include positions at Kaplan College, Foresight Capital Management, Baker College, and March Plating Corp. Hantz Financial Services serves a broad mix of individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, and integrates various technology partnerships to support its services.

Sean Latham is a financial advisor with Hantz Financial Services, Inc. He holds a Series 66 designation and has been with the firm since 2025. Prior to joining Hantz, he held positions at Rocket Mortgage and Ann Arbor State Bank and has academic experience from Grand Valley State University. Hantz Financial Services, Inc. provides financial planning, portfolio and wealth management, retirement plan consulting, and brokerage services to a diverse client base, including high-net-worth individuals, pension plans, charitable organizations, and business owners. The firm employs ETF-based model portfolios alongside third-party managers and utilizes technology-driven asset allocation, rebalancing, and tax-loss harvesting strategies.

David Nichols is a financial advisor with Hantz Financial Services, Inc. in Ann Arbor, MI. He holds the CFP® and ChFC® designations and has 22 years of industry experience, all with Hantz Financial since 2004. Hantz Financial Services serves a diverse client base including individuals, high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios combined with third-party money managers and employs an asset-allocation framework supported by technology platforms for portfolio management and tax-loss harvesting.

Joshua Ginepro is a financial advisor with Hantz Financial Services, Inc. in Ann Arbor, MI, holding a Series 66 designation and four years of industry experience. His prior work includes self-employment and roles at St. Thomas Aquinas and Darden Restaurants. Hantz Financial Services, Inc. serves individual clients, pension plans, charitable and corporate clients, and business owners, offering financial planning and wealth management primarily through ETF-based model portfolios supplemented by third-party money managers. The firm combines advisory, broker-dealer, mortgage, and insurance services and participates in private fund management, supported by multiple technology and partner relationships.

Megan Pafford is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, with 20 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Hantz Financial Services since 2006. Hantz Financial Services serves a diverse client base including individual investors, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm emphasizes ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and advanced portfolio management technologies.

Daniel Flannery is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation and has previously worked at the University of Michigan and Premier Pet Supply. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios, supplemented by third-party managers and innovative investment platforms, combining advisory, brokerage, mortgage, and insurance services under one enterprise.

Amy Lavoie is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) with 22 years of experience in the financial services industry. She has been with Hantz Financial Services, Inc. since 2004. Hantz Financial Services serves a diverse range of clients, including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate entities, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and Direct Indexing, while combining advisory, brokerage, mortgage, and insurance services under one enterprise.

Drake Chwalibog is a CFP® and holds a Series 66 license, with 12 years of experience in financial advising. He has been with Hantz Financial Services, Inc. since 2014. Hantz Financial Services, Inc. serves a diverse range of clients including individuals, pension and profit-sharing plans, charitable and corporate entities, and business owners. The firm provides financial planning and wealth management through ETF-based model portfolios, third-party SMAs, and various advisory and brokerage services, combining multiple financial product offerings within an enterprise structure.

Daniel Luther is a financial advisor with Hantz Financial Services, Inc. in Ann Arbor, MI. He holds the Series 66 designation and has 12 years of industry experience, including 13 years with Hantz Financial Services. Hantz Financial Services serves a diverse client base including individual and high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm uses ETF-based model portfolios supplemented by third-party money managers and employs an asset-allocation framework with automated features such as tax-loss harvesting.

Michael Reid is a ChFC® with 37 years of experience in the financial services industry. He has worked at Hantz Financial Services, Inc. since 1998 and has been with JRH Financial Services since 2002. Hantz Financial Services, Inc. serves a diverse range of clients, including high-net-worth individuals, pension and profit-sharing plans, and business owners. The firm focuses on ETF-based model portfolios with multiple risk levels and integrates third-party money managers, unified managed accounts, and Direct Indexing, combining advisory and broker-dealer services with mortgage and insurance offerings.

Daniel Mckenna is a CFP® professional with 22 years of experience at Hantz Financial Services, Inc. in Ann Arbor, MI. He has worked at Hantz Financial since 2004. Hantz Financial Services serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning, portfolio and wealth management primarily through ETF-based model portfolios, supplemented by third-party money managers and Direct Indexing, and integrates advisory and broker-dealer activities with mortgage and insurance product sales.

Nolan Klavon is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding a Series 66 designation with one year of industry experience. Prior to joining Hantz, he worked in various roles including positions at USA Insulation and Tropical Smoothie Cafe. Hantz Financial Services serves a diverse client base, including high-net-worth individuals, pension and profit-sharing plans, and business owners. The firm offers financial planning and portfolio management primarily through ETF-based model portfolios, augmented by third-party money managers and Direct Indexing, and is notable for combining advisory, brokerage, mortgage, and insurance services within an enterprise structure.

Vincent Buzolits is a CFP® and ChFC® financial advisor with 37 years of industry experience. He has been with Hantz Financial Services, Inc. in Ann Arbor, MI, since 1999. Hantz Financial Services, Inc. serves individual clients, including high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning, portfolio and wealth management primarily through ETF-based model portfolios, supplemented by third-party money managers and unified managed accounts, and integrates advisory services with brokerage, mortgage, and insurance products.

Joseph Schaefer is a Series 66-licensed financial advisor with Hantz Financial Services, Inc. in Ann Arbor, MI, with three years of industry experience. Prior to joining Hantz in 2022, he worked at Flagstar Bancorp and United Wholesale Mortgage. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm employs ETF-based model portfolios supplemented by third-party money managers and offers a combination of advisory, brokerage, mortgage, and insurance services through affiliated entities.

Scott Snyder is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, with 18 years of industry experience. He holds Series 63 and Series 65 designations and has been with Hantz Financial Services since 2008. Hantz Financial Services serves a diverse range of clients including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning, portfolio and wealth management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and direct indexing strategies.

Nana Yawson is a financial advisor with Hantz Financial Services, Inc. in Ann Arbor, MI, holding a Series 66 designation and 12 years of industry experience, all with Hantz Financial Services since 2014. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and Direct Indexing, and integrates advisory, broker-dealer, mortgage, and insurance services.

Michael Addor is a CFP® and ChFC® at Hantz Financial Services, Inc. in Ann Arbor, MI, with 36 years of industry experience. He has been with Hantz since 1999. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension plans, charitable and corporate clients, and business owners. The firm employs ETF-based model portfolios across multiple risk levels and integrates third-party money managers and advanced technology such as Direct Indexing and AI-assisted data aggregation in its investment approach.

Michael Carmouche is a CFP® and ChFC® with 31 years of experience in the financial industry. He has been with Hantz Financial Services, Inc. in Ann Arbor, MI since 1999. Hantz Financial Services, Inc. serves a diverse client base including individuals, high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm provides financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and technology-enabled services.

Michael Themm is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding a Series 66 designation with eight years of industry experience. He has been with Hantz Financial Services since 2017, including its earlier form starting in 2017. Prior to that, he worked at Ann Arbor Gold & Outing Club and the University of Michigan-Flint. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable organizations, and business owners. The firm offers financial planning, portfolio and wealth management primarily through ETF-based model portfolios across multiple risk levels, incorporating third-party managers, unified managed accounts, and Direct Indexing with automated tax-loss harvesting capabilities.

Heather Gosnick is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience and holds a Series 65 designation. She has professional experience in tax services through her ownership and role at Leverage Tax Services and Consulting, LLC, and is also the owner of Gosnick Legal, PLLC, a legal services firm. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios, supplemented by third-party managers and Direct Indexing, and combines advisory services with brokerage, mortgage, and insurance product sales.

Alexander Calderwood is a financial advisor at Hantz Financial Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to joining Hantz Financial Services, he worked at the YMCA and has been involved with live entertainment as a partner in Oddrealityband, LLC, where he plays musical instruments and records music. Hantz Financial Services serves a diverse client base including individual investors, pension plans, charitable organizations, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels and integrates third-party money managers, unified managed accounts, and Direct Indexing with automated tax-loss harvesting.

Alexandrea Snyder is a Series 66-licensed financial advisor with Hantz Financial Services, Inc. in Ann Arbor, MI, with eight years of industry experience. Her background includes work at Cedar Springs Brew Co. and Concordia University prior to joining Hantz Financial Services. Hantz Financial Services, Inc. serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm provides financial planning and portfolio management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and direct indexing, combining advisory, broker-dealer, mortgage, and insurance services within its enterprise structure.