John Norman is a ChFC® credentialed financial advisor with 32 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC since 2004. He holds roles in multiple insurance brokerages, including Penn Mutual Wealth Strategies, Chandler & Knowles Financial, and Wealth Coordination Partners, focusing on the sale and service of life, disability, long-term care insurance, and annuities. Hornor, Townsend & Kent (HTK) provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans, primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

James Lester is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 63 license. He has 54 years of industry experience, including over 25 years with Hornor, Townsend & Kent and a long tenure as an insurance agent with Franklin Life Insurance Company and his own agency. He is also involved in insurance brokerage activities through entities affiliated with Penn Mutual. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily on a non-discretionary basis through third-party asset manager platforms and financial planning. The firm is notable for its dual registration as an SEC-registered investment adviser and broker-dealer and its connection to 1847 Financial/Penn Mutual.

Joel Carson is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 65 and Series 63 licenses and bringing 14 years of industry experience. He has worked at Hornor, Townsend & Kent since 2019 and previously held positions at Penn Mutual Life Insurance Company and Mass Mutual Investors Services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Michael Smith is a financial advisor at Hornor, Townsend & Kent, LLC with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has been affiliated with Penn Mutual Life Insurance Company and Hornor, Townsend and Kent since 2008. He is also involved in life insurance brokerage and financial planning through related business activities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily on a non-discretionary basis through third-party asset manager platforms, financial planning, and consulting. The firm combines asset allocation, diversification, and fundamental and technical analysis in its investment approach.

Christopher Carrion is a financial advisor at Hornor, Townsend & Kent, LLC with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2014. Outside of advisory work, he is involved in life insurance brokerage through multiple entities and serves as Programming Co-Chair for Conscious Capitalism, coordinating event scheduling and catering. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, providing a range of investment and brokerage services through a network of advisers and third-party asset managers.

Jerod Frank is a financial advisor at Hornor, Townsend & Kent, LLC with 10 years of industry experience. He holds a Series 66 license and has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2016. In addition to his advisory role, he is a partner at Wealth Coordination Partners, an insurance brokerage focusing on multi-line insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory programs, financial planning, and retirement plan consulting. The firm operates both SEC-registered advisory and broker-dealer services, offering custody, execution, and brokerage capabilities alongside investment advice.

Mirmehdi Hussain is a financial advisor at Hornor, Townsend & Kent, LLC with three years of industry experience. He holds a Series 66 designation and has worked previously at firms including MML Investors Services LLC, MassMutual Life Insurance Company, and Level Capital LLC. Outside of his advisory role, Hussain is involved in IT consulting as the owner of YAM.AI, providing data architecture and programming services, and he also engages in tax preparation services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Grover Brillhart II is a financial advisor with Hornor, Townsend & Kent, LLC and holds Series 63 and Series 66 credentials. He has 28 years of industry experience, including long-term roles at Hornor, Townsend & Kent and Cadaret, Grant & Co., Inc. Brillhart is also active in insurance brokerage, focusing on life insurance and annuity products through his roles with Penn Mutual Wealth Strategies and 1847Financial. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight with a significant focus on non-discretionary asset management.