John Stover is a CFP® with 33 years of experience in financial advising. He is currently with Hornor, Townsend & Kent, LLC and previously held positions at AlphaStar Capital Management, World Equity Group, TCM Securities, and Penn Mutual Life Insurance Company. In addition to his advisory work, he is involved in insurance brokerage activities through his ownership and agent roles at related firms. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with a range of advisory programs, financial planning, and retirement plan consulting. The firm combines SEC-registered advisory services and broker-dealer capabilities, overseeing approximately $8.37 billion in discretionary assets under management as of the end of 2025.

Franklin Canales Navas is a Series 65–licensed financial advisor with five years of industry experience. He is currently with Hornor, Townsend & Kent, LLC and has previously worked at Alphastar Capital Management LLC and Focus Financial Group, LLC. In addition to his advisory role, he is involved in group benefits insurance sales and service, including products from Penn Mutual Life. Hornor, Townsend & Kent (HTK) serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, combining custody, execution, and brokerage services with investment advice.

Robert Yerkey is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and having one year of industry experience. Before joining Hornor, Townsend & Kent, he served in the U.S. Army for 21 years and held roles at Amazon and several insurance and financial services firms, including Penn Mutual Life Insurance Company and First Command. He is also active as an insurance agent with two brokerage firms involved in the sale of Penn Mutual Life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm combines advisory programs with broker-dealer services and maintains relationships with third-party asset managers to offer both discretionary and non-discretionary account solutions.