John Stover is a CFP® with 32 years of industry experience and is currently with Hornor, Townsend & Kent, LLC. His prior roles include positions at AlphaStar Capital Management, World Equity Group, TCM Securities, and Penn Mutual Life Insurance Company. He is also involved in insurance brokerage through his ownership and agent roles at Focus Financial Group and PS&G Financial Partners. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through non-discretionary third-party asset manager platforms, financial planning, and retirement plan consulting. The firm combines asset allocation, diversification, and fundamental and technical analysis in its investment approach, and operates as both an SEC-registered investment adviser and broker-dealer.

Franklin Canales Navas is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He holds a Series 65 credential and has previously worked at Alphastar Capital Management LLC and Focus Financial Group, LLC. In addition to his advisory role, he serves as an advisory representative involved in group benefits and insurance sales, including Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Robert Yerkey is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 65 and Series 63 credentials and one year of industry experience. His prior career includes over two decades of service in the U.S. Army and roles at Amazon and various insurance and advisory firms. He also serves as an insurance agent involved in brokerage activities related to Penn Mutual Life Insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered investment adviser and FINRA-member broker-dealer, combining custody, execution, and brokerage services with third-party asset manager relationships.