Claire Kuhar is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and bringing 26 years of industry experience. Her career includes 18 years at Next Financial Group, Inc. and over 40 years as a Certified Public Accountant. Kuhar serves on the Board of Directors and as Treasurer for the Stockton University Scholarship Foundation and works as an accountant and financial administrator for a nonprofit affordable housing provider. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers providing advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering discretionary and non-discretionary account options alongside custody, execution, and brokerage services.

Richard Micliz is a financial advisor with Hornor, Townsend & Kent, LLC, holding CFP® certification and securities licenses Series 63 and Series 65. He has 24 years of industry experience, including 14 years with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent. Outside of his advisory role, he is involved in insurance sales and comprehensive financial planning through related business activities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm operates a dual-registered platform offering both advisory and broker-dealer services with a range of account options and third-party asset manager relationships.

Louis Barberio III is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Penn Mutual and Connecticut General Life Insurance Company during his career. Barberio serves as a board member and investment committee member for the Stockton University Foundation and is a member of the parish council at St. Gianna Parish. Hornor, Townsend & Kent (HTK) serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad network of advisers, providing advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering discretionary and non-discretionary account options and managing substantial assets under advisement.